life insurance Archives - Home & Auto Insurance Pasadena CA

6 January 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Why Is It Important to Buy Life Insurance at an Early Age?

Most people only think about life insurance only when they are faced with a crisis or when they are starting to plan for their retirement. The problem with those scenarios is that it’s too late to buy life insurance if a crisis arises, and many people put off planning for their retirement because they need to have access to their money now. Today, several life insurance policies allow them to plan for their retirement and safeguard their families while simultaneously making it possible for them to still access at least […]

21 October 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

What Is a 30 Year Term Life Insurance Plan and How Does It Function?

First, life insurance can be defined as a contract drawn between an insurance policyholder and an insurance company. The insurance company promises to pay a certain amount of money to someone when the insured dies. Term life insurance is a kind of insurance between an insurance company and the insured. This type of life insurance assures payment of a particular resource agreed in the contract when the insured dies. If after the specified time in the contract expires and the insured is still alive, the holder can renew it for […]

26 August 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Smart Ways to Lower Your Life Insurance Rates

The importance of taking out life insurance cannot be overemphasized, but without careful planning, you may end up with significantly higher premiums. The following are some ways in which you can lower your life insurance rates. 1. Focus on financially sound companies Look around for the best insurance companies by reading online reviews and checking their ratings. Top-rated providers tend to have positive reviews from existing or former clients. For the best coverage plans, settle for a financially capable insurance provider. 2. Shop around to get a sense of the […]

8 October 2020 Massive Insurance and Financial Services, LLC. Category: Health Insurance, Life Insurance

Three Steps to Cheaper Life Insurance

Life insurance is a coverage that so many of us benefit from, but it is often overlooked. It is a crucial policy to acquire if you have any financial dependents or desire to leave a legacy when you pass. While life insurance is vital to obtain, that doesn’t mean you need to spend more money than necessary on it. There are many ways to acquire coverage without breaking the bank. Take a look at these affordable ways to secure cheaper life insurance. 1. Only pay for what you need When […]

28 November 2016 Massive Insurance and Financial Services, LLC. Category: Article Archives, Life Insurance

How to Save Money on Term Life Insurance in Pasadena, CA

Term life insurance in Pasadena, CA is generally the cheaper life insurance plan, but saving money is still high on everyone’s list. Is there a way you can save on Term life insurance? If you are purchasing term life insurance in Pasadena, CA, chances are you trying to save the most money possible. And who can blame you? The less you spend on life insurance, the more money you have to spend on things that you want. You don’t want to skip out on the benefits of life insurance because […]

25 August 2016 Massive Insurance and Financial Services, LLC. Category: Life Insurance

3 (Bad) Reasons People Don’t Purchase Life Insurance in Pasadena, CA

Mortality and death are not the most cheerful of topics, but the need for life insurance in Pasadena, CA should be something that you need to talk about with your spouse. Life insurance in Pasadena, CA is something that most of us agree on where we make sure our families are financially secure should the worst happen to us, but don’t actually buy. A staggering 30 percent of all Americans don’t have any kind of life insurance policy, and only 26 percent of people had a group insurance policy (usually offered […]

11 May 2016 Massive Insurance and Financial Services, LLC. Category: Life Insurance

For How Long Should I Get Term Life Insurance?

Term life insurance is one way in which you can cover your family with the protection they deserve. When purchasing a term life insurance plan, you have two main things that you should be thinking about: how much coverage to buy, and how long your policy should last. The duration of the financial obligations you should cover will determine how long your term life insurance policy should last. You want a policy to last until your very last major financial obligation is paid in full. If you’re curious about term life […]

13 April 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

How Much Life Insurance Do You Need?

Having a life insurance policy is great to have peace of mind over your loved ones should your passing come at an untimely moment. If you have dependents (people that depend on you for their survival), buying enough life insurance is pivotal to their well-being. It will replace the income that you would have gotten, and their way of life will remain the same. Your family may also need some extra money to make changes after you pass; they may wish to relocate, or your spouse may need to go back to […]

18 September 2015 Massive Insurance and Financial Services, LLC. Category: Uncategorized

It’s Life Insurance Awareness Month!

We want to offer helpful education during Life Insurance Awareness Month! Life insurance may not seem like the most exciting topic, but doesn’t living your life stress free sound wonderful? With the right life insurance policy, doing just that becomes much easier because you’re able to rest easy knowing that no matter what comes your way, your loved ones are protected. September is actually Life Insurance Awareness Month, and we want to make the most of it by pointing out a few things every family should know about this type […]

8 December 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

Why Couples Should Consider Life Insurance

Married Couples Need Life Insurance Life Insurance used to be largely talked about as a way to protect a spouse from financial impact due to the major breadwinner passing. In recent times, life insurance attention seems to have shifted to educating about financial protection issues that arise when spouses separate or divorce. People are living longer and divorce rates remain relatively high, but married couples still have a need for life insurance. Why The Change? The need for couples to have life insurance may have been more prominent in past […]

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