life insurance Archives - Home & Auto Insurance Pasadena CA

Can life insurance beneficiary be changed after death?

24 April 2024 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Life Insurance Beneficiary Changes After Death: Is It Possible?

Life insurance provides financial security for loved ones after the policyholder’s death by paying out a death benefit to the designated beneficiaries. However, circumstances may arise where the need to change beneficiaries arises after the policyholder’s passing. In this blog, we’ll explore whether it’s possible to make beneficiary changes to a life insurance policy after the insured’s death and the steps involved in the process. Understanding Life Insurance Beneficiaries Before delving into the beneficiary changes, it’s crucial to understand the role of beneficiaries in a life insurance policy. Beneficiaries are […]

Reasons for requirement of life insurance for stay-at-home parent

27 September 2023 Massive Insurance and Financial Services, LLC. Category: Life Insurance

7 Reasons to Get Life Insurance for Stay-at-Home Parents

Life is full of uncertainties, and while no one likes to think about worst-case scenarios, preparing for them is a responsible and crucial step. Prevention is better than cure! When we talk about life insurance, the main idea is to protect the life of the breadwinner of a family. However, the role of stay-at-home parents is just as valuable, and they, too, need to consider life insurance as an essential part of their financial planning. Here are seven reasons to help you understand the importance of life insurance for stay-at-home […]

6 January 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Why Is It Important to Buy Life Insurance at an Early Age?

Most people only think about life insurance only when they are faced with a crisis or when they are starting to plan for their retirement. The problem with those scenarios is that it’s too late to buy life insurance if a crisis arises, and many people put off planning for their retirement because they need to have access to their money now. Today, several life insurance policies allow them to plan for their retirement and safeguard their families while simultaneously making it possible for them to still access at least […]

21 October 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

What Is a 30 Year Term Life Insurance Plan and How Does It Function?

First, life insurance can be defined as a contract drawn between an insurance policyholder and an insurance company. The insurance company promises to pay a certain amount of money to someone when the insured dies. Term life insurance is a kind of insurance between an insurance company and the insured. This type of life insurance assures payment of a particular resource agreed in the contract when the insured dies. If after the specified time in the contract expires and the insured is still alive, the holder can renew it for […]

26 August 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Smart Ways to Lower Your Life Insurance Rates

The importance of taking out life insurance cannot be overemphasized, but without careful planning, you may end up with significantly higher premiums. The following are some ways in which you can lower your life insurance rates. 1. Focus on financially sound companies Look around for the best insurance companies by reading online reviews and checking their ratings. Top-rated providers tend to have positive reviews from existing or former clients. For the best coverage plans, settle for a financially capable insurance provider. 2. Shop around to get a sense of the […]

8 October 2020 Massive Insurance and Financial Services, LLC. Category: Health Insurance, Life Insurance

Three Steps to Cheaper Life Insurance

Life insurance is a coverage that so many of us benefit from, but it is often overlooked. It is a crucial policy to acquire if you have any financial dependents or desire to leave a legacy when you pass. While life insurance is vital to obtain, that doesn’t mean you need to spend more money than necessary on it. There are many ways to acquire coverage without breaking the bank. Take a look at these affordable ways to secure cheaper life insurance. 1. Only pay for what you need When […]

28 November 2016 Massive Insurance and Financial Services, LLC. Category: Article Archives, Life Insurance

How to Save Money on Term Life Insurance in Pasadena, CA

Term life insurance in Pasadena, CA is generally the cheaper life insurance plan, but saving money is still high on everyone’s list. Is there a way you can save on Term life insurance? If you are purchasing term life insurance in Pasadena, CA, chances are you trying to save the most money possible. And who can blame you? The less you spend on life insurance, the more money you have to spend on things that you want. You don’t want to skip out on the benefits of life insurance because […]

25 August 2016 Massive Insurance and Financial Services, LLC. Category: Life Insurance

3 (Bad) Reasons People Don’t Purchase Life Insurance in Pasadena, CA

Mortality and death are not the most cheerful of topics, but the need for life insurance in Pasadena, CA should be something that you need to talk about with your spouse. Life insurance in Pasadena, CA is something that most of us agree on where we make sure our families are financially secure should the worst happen to us, but don’t actually buy. A staggering 30 percent of all Americans don’t have any kind of life insurance policy, and only 26 percent of people had a group insurance policy (usually offered […]

11 May 2016 Massive Insurance and Financial Services, LLC. Category: Life Insurance

For How Long Should I Get Term Life Insurance?

Term life insurance is one way in which you can cover your family with the protection they deserve. When purchasing a term life insurance plan, you have two main things that you should be thinking about: how much coverage to buy, and how long your policy should last. The duration of the financial obligations you should cover will determine how long your term life insurance policy should last. You want a policy to last until your very last major financial obligation is paid in full. If you’re curious about term life […]

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