homeowners insurance Archives - Home & Auto Insurance Pasadena CA

18 September 2024 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

AC Coverage: Is It Included in Homeowners Insurance?

Summer heat can be brutal, and a malfunctioning air conditioner can turn your home into an uncomfortable sauna. When this happens, it’s natural to wonder if your homeowners insurance will cover the cost of repairs or replacement. Let’s dive into the details. Does Homeowners Insurance Cover AC Units? The short answer is: it depends. Homeowners insurance typically covers damage to your AC unit caused by specific covered perils. These perils often include: Fire: If your AC unit is damaged in a house fire, your homeowners insurance may cover the cost […]

Does homeowners insurance provide coverage for swimming pool

24 July 2024 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Are Pools Covered Under Homeowners Insurance? Understanding Coverage Options

Sparkling water, a refreshing dip on a hot day – owning a swimming pool can add a touch of luxury and enjoyment to your home. But before you start diving, it’s crucial to understand how homeowners insurance interacts with swimming pools. Let’s explore whether homeowners insurance covers pools, the types of coverage available, and how to protect your pool properly. Does Standard Homeowners Insurance Cover Pools? While some basic damage to your pool may be covered under your existing homeowners insurance policy, it’s not always guaranteed. Here’s a breakdown of […]

8 May 2024 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Save Money on Big Claims: Understanding Waivers of Deductible in Homeowners Insurance

Homeownership brings immense joy, but it also comes with responsibilities. One crucial responsibility is safeguarding your property with homeowners insurance. A key element of any homeowners policy is the deductible – the initial amount you pay out of pocket before your insurance kicks in. While deductibles help keep premiums lower, facing a large deductible during a major claim can be a financial burden. What Is a Waiver of Deductible? A waiver of deductible is a clause in your homeowners insurance policy that waives your deductible under specific circumstances. This essentially […]

27 March 2024 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

How to Successfully Switch Homeowners Insurance Provider

As a homeowner, your insurance needs may evolve, prompting the decision to switch providers for better coverage, improved customer service, or cost savings. Let’s walk you through the essential steps to successfully switch homeowners insurance, ensuring a smooth and seamless transition. Evaluate Your Current Policy: Before making any decisions, review your existing homeowners insurance policy. Take note of your coverage limits, deductibles, and any specific endorsements you may have. Understanding your current policy details is crucial for making informed choices when comparing quotes from potential new providers. Assess Your Coverage […]

18 October 2023 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

7 Key Tips On How to File a Homeowners Insurance Claim

If you’ve ever experienced damage or loss to your home, you understand the importance of having a reliable homeowners insurance policy. However, knowing how to navigate the claims process can be equally crucial. Here are seven essential tips to help you file a homeowners insurance claim smoothly and efficiently. Document the Damage: The moment you discover any damage, whether due to a natural disaster, theft, or other unforeseen circumstances, start documenting it. Take clear, high-resolution photos and videos of the affected areas or items. This visual evidence will serve as […]

when should you cancel home insurance while selling home

8 February 2023 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

When Should Home Sellers Cancel Their Homeowners Insurance?

Selling your home can be a stressful process. One of the most critical steps of the selling process is cancelling your homeowners insurance. Cancelling your policy can have financial and legal implications, so it is important to know when and how to cancel your policy. This blog will discuss when you should cancel your homeowners insurance and how to do it. Do I Need to Cancel Home Insurance When Selling a House? When selling your home, you may wonder if you need to cancel your homeowners insurance. The answer is […]

11 May 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance, Homeowner Insurance

How to Bundle Homeowners and Auto Insurance to Save Money?

Having an insurance policy is a great way to protect yourself from the financial crisis that may arise from a peril. However, a certain percentage of Americans see insurance cost as bothersome. This is because they do not know how to save money on insurance. One way to do that is by bundling policies. Policyholders can purchase more than one policy from the same insurer and bundle it at a discounted price. This post contains ways to bundle homeowners and auto insurance to save money. Read on to find out […]

Whats The Procedure For Filling A Large Homeowners Claim

20 January 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

What’s The Procedure for Filing a Large Homeowners’ Claim?

When you experience a significant event that damages your home and belongings, you will need to know how to file a claim against your homeowners’ insurance. Many people have a policy in place and pay monthly premiums without ever understanding what they need to do if a disaster occurs. The following steps will help you get the process started so that you can get your life back on track. Get in Touch With Your Insurance Provider as Soon After the Event as Possible After any type of event where your […]

30 December 2021 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Will My Homeowners’ Insurance Cover Roof Leaks and Replacement Cost?

Having a house doesn’t come cheap. It requires a huge investment, that’s why you need to protect it. There is no better way of protecting your home from potential damage if not with homeowners’ insurance. It is a form of safety net that covers you and your home financially. In case of damage or theft, it will cover the repair or replacement cost of your home to bring it to its original state or close to it. However, there are certain limitations to this insurance. Like if it will cover […]

23 September 2021 Massive Insurance and Financial Services, LLC. Category: Home Insurance

Homeowners Insurance for New Homes Vs. Old Homes

Homeowners insurance is a form of property insurance that covers losses and damage to an individual’s residence while protecting their furnishings and other assets in the home. Insuring Old and New Homes When looking for homeowners’ insurance for a new home, you’ll discover that there are many insurance companies to choose from. However, the options might be limited when it comes to insuring an old home. Home insurance companies perceive homes that are more than fifty years old as high-risk. Older homes often require expensive and frequent repairs, which most […]

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