health insurance Archives - Home & Auto Insurance Pasadena CA

Health insurance coverage for mental health therapy

19 June 2024 Massive Insurance and Financial Services, LLC. Category: Health Insurance

Mental Health: Does Your Health Insurance Cover Therapy?

Taking care of your mental well-being is just as important as your physical health. Therapy can be a powerful tool for managing stress, anxiety, depression, and other mental health challenges. However, the cost of therapy can be a significant barrier for many people. The good news is that many health insurance plans now cover therapy, also known as mental health counseling. Let’s explore how health insurance can help cover therapy costs and guide you through the process of understanding your specific plan’s coverage. Does Health Insurance Cover Therapy? As per […]

Explanation of coinsurance in health insurance

29 November 2023 Massive Insurance and Financial Services, LLC. Category: Health Insurance

Demystifying Coinsurance in Health Insurance

In the complex landscape of health insurance, understanding the nuances of terms like coinsurance is crucial, especially for individuals seeking comprehensive coverage. Coinsurance is pivotal in determining the financial responsibility shared between the insurance provider and the policyholder. This blog delves into coinsurance and its relevance in health insurance. Coinsurance Unveiled Coinsurance is a financial arrangement in health insurance wherein the policyholder and the insurance company share the costs of covered healthcare services. Coinsurance is a percentage-based system, unlike copayments, which involve a fixed amount paid by the insured at […]

Choosing The Right Heath Insurance Isn't Easy

9 March 2022 Massive Insurance and Financial Services, LLC. Category: Health Insurance

Choosing the Right Health Insurance Isn’t Easy! It’s Up to You to Make the Right choice

Buying health insurance is not a walk in the park. It’s more like trudging through Death Valley with no water. Many of us simply don’t know enough about health insurance to make an informed decision. That is where we tend to make our first mistakes. The key to finding the right health insurance isn’t that hard. You just have to put some extra effort into it. Take a little more time and get to know the ins and outs of what it takes to find the right policy, and your […]

10 February 2022 Massive Insurance and Financial Services, LLC. Category: Health Insurance

Simple Ways To Minimize Your Healthcare Costs

Even though health care costs go up regularly, there are still ways you can save money and keep them manageable. Talking to your insurance provider can help you find easier and more efficient ways to manage your health care costs. This post provides some simple ways to reduce your healthcare costs. Save Money on Medications See if you can change to generic alternatives for your medications. You might also be able to save a few dollars if you choose to have your medications sent to you through the mail. Ask […]

9 December 2021 Massive Insurance and Financial Services, LLC. Category: Health Insurance

What Should You Know Before Altering Your Health Insurance Policy?

If you are considering changing your health insurance coverage, there are a few things you need to know. There are limited times when you can choose to change your existing coverage or purchase a new policy altogether. Special events, however, may open up new enrollment periods. It’s important that you know what you need when you make the decision to change your health insurance. Once you make the changes, it isn’t easy to reverse them. This article provides some key points to consider while changing your insurance policies. Understanding Enrollment […]

24 June 2021 Massive Insurance and Financial Services, LLC. Category: Health Insurance

How to Cover Healthcare Costs Post-Retirement

In most cases, your healthcare needs may increase as you approach retirement. Therefore, it is important to prepare for healthcare expenses before you retire. It is advisable to calculate retirement healthcare costs as an annual expense instead of as a lump sum to make it easier. The estimates for retirement healthcare costs vary depending on the individual, the type of healthcare they need, and the type of insurance plan. Below are the ways in which you can cover healthcare costs post-retirement. Proper Planning You can prepare for retirement healthcare expenses […]

8 October 2020 Massive Insurance and Financial Services, LLC. Category: Health Insurance, Life Insurance

Three Steps to Cheaper Life Insurance

Life insurance is a coverage that so many of us benefit from, but it is often overlooked. It is a crucial policy to acquire if you have any financial dependents or desire to leave a legacy when you pass. While life insurance is vital to obtain, that doesn’t mean you need to spend more money than necessary on it. There are many ways to acquire coverage without breaking the bank. Take a look at these affordable ways to secure cheaper life insurance. 1. Only pay for what you need When […]

26 October 2016 Massive Insurance and Financial Services, LLC. Category: Health Insurance, Uncategorized

Halloween Safety Tips for Fun Trick-or-Treating

Halloween is a great holiday that is best spent being safe to assure maximum candy collection and consumption. Halloween is a time for everyone to dress up as their favorite hero or villain. For our kids, it’s a time to go out with their friends and family and go around the neighborhood trying to collect as much candy as possible before bedtime. As with all holidays, Halloween presents its set of risks that put our children in danger. Here are a few Halloween safety tips for fun trick-or-treating and assure […]

2 May 2016 Massive Insurance and Financial Services, LLC. Category: Article Archives, Health Insurance

Walking: The True Benefits

Walking sure has its benefits. Are you ready to reap them? Here is how you can get started and stay motivated! Walking is one of the things that humans do best. This may sound obvious and uninformative, but think of this: humanity spread throughout the entire globe in ways unseen by any other species. Venturing out of East Africa and into Asia and Europe, then crossing the ice bridge that once connected Russia and Alaska and permeating the Americas. We’re very good at walking, to say the least. But now […]

19 February 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Beat Sickness by Recognizing These Flu Symptoms

Stop the flu before it gets too serious by recognizing these symptoms. We certainly all agree that the flu is a hassle, but for some people it can become much more than that. The influenza virus – or flu – can aggravate preexisting health conditions and cause serious health issues like pneumonia and bronchitis. Fortunately, recognizing the flu early can help you get the treatment you need to nip your sickness in the bud this flu season. How do you know if you’re coming down with the influenza virus? Here […]

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