business insurance pasadena ca Archives - Home & Auto Insurance Pasadena CA

27 June 2016 Massive Insurance and Financial Services, LLC. Category: Business Insurance

General Liability Insurance in Pasadena, CA: The Basics

When you say you’re going to start a business, everyone tells you that you need general liability insurance in Pasadena – for good reason. If you own your own business, you know that your own personal liability insurance won’t cover losses related to your professional activities. What will happen to your business, then, if you are sued and a hefty lawsuit is placed on your doormat? An expensive lawsuit could wipe you and your company straight off the business map before you ever get started, or may damage the reputation […]

23 May 2016 Massive Insurance and Financial Services, LLC. Category: Business Insurance

How You Can Build the Perfect Employee Benefits Package

A fairly generous employee benefits package can be an excellent way to keep your talent and attract that sharpest tools in the shed. There are many ways in which you can measure the success of an entrepreneur. Some of those ways include the number of business they have launched, the revenue that’s been earned at each business, and the ways in which that individual has serviced and impacted their community. But perhaps the best way to measure such success is to see how well they treat their employees beyond tangible […]

25 April 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Small Business Owners Should Know These Insurance Types

Do you have the proper coverage that your business needs? When you own a business, you have quite a lot to protect, and the right small business insurance coverage can be important for the continued success of your business. Even before you cut the ribbon to open the doors to your business, there are many risks which pose a threat and can potentially force you to shut the doors for good. Luckily, there are some coverage options when it comes to protecting your business. Here are three must-have insurance policies […]

18 April 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Business Interruption Coverage 101: The Basics

Business interruption coverage could mean the difference between staying afloat, or sinking. Consider the following scenario: the business next door that specializes in fire extinguishers catches fire, and the fire reaches into your own business. Firefighters manage to put the blaze out before it causes any serious damage to your building, but it’s clear that you won’t be able to utilize this space for a number of months. In addition, your merchandise and equipment has been damaged! Setting aside the irony of your neighbor’s situation, how will you replace your earnings […]

6 April 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

A Homeowners Guide to Home Insurance: Q&A

You have questions regarding homeowners insurance, and we have the answers! Insurance. When you read that word, are you overtaken by fear and uncertainty? Don’t worry. You’re not alone. It may not be the most thrilling subject in the world, but it’s essential to the know the ins and outs of your insurance policy, or if you have yet to buy one, to know what you’re getting yourself into. Virtually all mortgage lenders require you to have a homeowners insurance before they hand over the money to protect their investment. […]

25 February 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Are Outside Hazards Included in my Business Owners Policy in Pasadena, CA?

Outdoor hazards pose a very real threat to your business—you should know if your current business owners policy in Pasadena, CA protects against them. The protection of everything inside your business is probably a main priority when you’re purchasing a business policy. But have you considered the many ways that the great outdoors present a threat to you and your business? If your expensive landscape gets destroyed in a storm, or a customer falls in your parking lot, are you covered? Learn about the different ways that outdoor hazards may post […]

27 November 2015 Massive Insurance and Financial Services, LLC. Category: Uncategorized

4 Apps to Kick Start Your Small Businesses

Get your Pasadena, CA business boosted and organized with nifty phone apps! Running a small business or a startup can be costly and hectic! Luckily, with the use of advanced and time-saving technology, applications for phones and computers can streamline work days, finances, and management. To make your business run smoother, more efficient, and better your time and money, implement these apps today! Time Management: Rescue Time This time management apps runs in the background of your computer and mobile devices to track activity on websites and applications. A report […]

Employee Benefits & Business Insurance Pasadena CA

19 October 2015 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Essential Employee Benefits

For all U.S. businesses, there are essential employee benefits that must be offered. If your company approaches employee benefits as purely optional additions to a salary package, the harsh reality is that several employee benefits are mandatory in the United States. Both legally required and optional benefits have legal and tax implications for the employers offering them, so be sure that you understand the full effects of your benefit choices before establishing them. Social Security Taxes As an employer of full-time employees, you are required to collect social security taxes […]

Employers & Workers Compensation Insurance

2 October 2015 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Employers: Be Informed About Workers’ Compensation Insurance

Helpful facts employers should know about their workers’ compensation insurance. You likely already know that workers’ compensation insurance is required for employers in California. Do you know much more than that, though? Since you have to carry this type of coverage, we believe you deserve to know a bit about it. Here are some interesting facts about workers’ compensation insurance that all employers should know. Everybody needs it. All too often, people think the workers’ compensation requirements are only applicable to big business. Actually, though, if you have even one […]

25 September 2015 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Scaling Business Insurance With Your Growing Fleet

The Pasadena, CA business insurance your fleet needs as it increases. You thought maintaining your personal vehicle was expensive – until your started to keep up your business’s fleet. You need these vehicles for your business, so it’s worth the significant investment, but it’s important you protect the time, energy, and money you’re pouring into your growing fleet. So your business can properly scale its Pasadena, CA business insurance as its fleet grows, here are a few things to consider. Upping Your Coverage: As fleets grow, so do their exposures. You can protect […]

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