auto insurance Archives - Home & Auto Insurance Pasadena CA

10 July 2024 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Pay as You Drive: Understanding Usage-Based Car Insurance

Traditional car insurance often feels like a one-size-fits-all approach. You pay a flat rate regardless of how much you drive, where you drive, or even how safely you drive. But what if your insurance premium could reflect your actual driving habits? Enter usage-based car insurance (UBI), also known as pay-as-you-drive (PAYD) insurance. Let’s explore UBI coverage and how it can save you money on your car insurance. How Does Pay as You Drive Insurance Work? UBI programs rely on telematics, a technology that collects data about your driving habits through […]

Factors which affect selection of auto insurance

13 March 2024 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

6 Essential Factors for Selecting Your Auto Insurance Provider

Choosing the right auto insurance provider is a pivotal decision that directly impacts your financial security and relief on the road. As you navigate the vast landscape of insurance options, let’s continue reading to explore six essential factors to consider when selecting your auto insurance provider. Let’s ensure you hit the road with confidence and the proper coverage. Location of the Insurance Company: Consider the location of the insurance company’s headquarters. While many interactions can occur online or over the phone, having a local presence may provide convenience when you […]

10 January 2024 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

10 Tips for Winterizing Your Car and Boosting Performance

Winter is a picturesque season with snow-covered landscapes and cozy moments by the fireplace. However, it also challenges drivers as the colder temperatures and harsh conditions can take a toll on your vehicle. Winterizing your car is essential to ensure a smooth and safe winter driving experience. Let’s explore 10 tips to help you prepare your vehicle for winter, focusing on the importance of auto insurance. Check Your Tires: Start by inspecting your tires for wear and tear. Consider switching to winter tires for better traction on icy roads. Ensure […]

16 August 2023 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

12 Car Maintenance Tips To Beat the Heat This Summer

As the scorching heat of summer arrives, it’s essential to ensure that your car is in top-notch condition to handle the challenges posed by the rising temperatures. The intense heat can take a toll on various components of your vehicle, leading to potential breakdowns and costly repairs. To keep your car running smoothly throughout the summer months, follow these 12 essential car maintenance tips. Check the Cooling System The cooling system is critical during summer. Ensure the radiator, coolant levels, and hoses are in good condition. Check for leaks and […]

11 May 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance, Homeowner Insurance

How to Bundle Homeowners and Auto Insurance to Save Money?

Having an insurance policy is a great way to protect yourself from the financial crisis that may arise from a peril. However, a certain percentage of Americans see insurance cost as bothersome. This is because they do not know how to save money on insurance. One way to do that is by bundling policies. Policyholders can purchase more than one policy from the same insurer and bundle it at a discounted price. This post contains ways to bundle homeowners and auto insurance to save money. Read on to find out […]

23 March 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Is Non-Owner Car Insurance a Good Option?

Perhaps you drive occasionally, but you don’t have insurance. This is a unique and possibly dangerous situation. Driving without insurance is illegal, even if you only drive occasionally. Luckily, non-owner car insurance provides a solution. Non-owner car insurance is a form of liability coverage for people who don’t own a vehicle but still need insurance. This type of coverage is perfect if you rent cars regularly or you have to show proof of insurance. The liability coverage protects you if you are responsible for causing an accident. The policy covers […]

24 February 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

How Auto Insurance Policies Are Impacted by Hit and Run Accidents

Operating a vehicle can be dangerous at times because you have to think about multiple variables. Sometimes the road conditions aren’t ideal. Other times, you have to navigate reckless drivers who are also on the road. Accidents can happen at any time. A hit-and-run accident occurs when the other driver decides to leave the scene without checking to see if someone was injured or exchanging information. If your vehicle suffers damage, your auto insurance coverage should cover the costs of alternative transportation, your medical bills, and the necessary repairs. In […]

18 November 2021 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

How Can the Make of Your Car Impact Your Auto Insurance Rate?

There are a lot of variables that impact your auto insurance premiums. You may be surprised to know that the type of vehicle that you drive could impact your policy. Searching for auto insurance can be complicated at times. That’s because not only operating a vehicle is quite a high-risk endeavor, but also because there are a lot of coverage options to consider. When researching auto insurance variables, it’s important to look at information regarding the type of vehicle you are driving. All of these variables factor into the amount […]

28 October 2021 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Everything You Need to Know About Auto Liability Insurance Coverage

Auto liability insurance coverage is a necessity for every driver. This coverage covers the cost of the damages done to a victim in an accident where you are found to be at fault. This is when auto liability insurance coverage comes into action. Key Points: In a situation where you are at fault in an accident that leads to damaged property, auto liability will provide financial protection. Auto liability insurance coverage also covers bodily harm. So if you are at fault for causing one an accident, it will cover the […]

12 August 2021 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

What to Expect If Your Car Insurance Policy Lapses

A lapse in car insurance is the period when a registered car is without coverage. Like all types of insurance policies, car insurance requires the policyholder to pay premiums. Premiums are payments made in exchange for coverage of your vehicle, should any damages or losses occur. These payments are made periodically, usually monthly, to the insurance company. Failure to keep up with payments can lead to a policy cancellation, leaving you without coverage. Other reasons why your auto coverage could lapse include deployment, you no longer drive, etc. Most insurance […]

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