AC Coverage: Is It Included in Homeowners Insurance?
Summer heat can be brutal, and a malfunctioning air conditioner can turn your home into an uncomfortable sauna. When this happens, it’s natural to wonder if your homeowners insurance will cover the cost of repairs or replacement. Let’s dive into the details. Does Homeowners Insurance Cover AC Units? The short answer is: it depends. Homeowners insurance typically covers damage to your AC unit caused by specific covered perils. These perils often include: Fire: If your AC unit is damaged in a house fire, your homeowners insurance may cover the cost […]
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