Your financial future can be protected with reliable Pasadena, CA insurance.
While a natural disaster may not be at the top of your list of concerns, it’s known that the U.S. experienced a record-breaking number of natural disasters in 2011 with losses of nearly $60 billion. With the number of natural disasters on the rise, residents nationwide are realizing that Mother Nature can cause havoc wherever.
Thousands of citizens who never dreamed of weather-related conditions are now facing the threat of damage to their home and finances. If you are simply unable to afford to rebuild your home from scratch and replenish all of your belongings, homeowners insurance is the reliable safety-net.
Implement these financial natural disaster tips into your life – today!
- Create a Plan: Have a solid financial plan in place before calamity strikes! Think about the potential costs of medical bills, additional living expenses, loss of income and ensure that your life, health, and disability insurance coverage is sufficient.
- Evaluate Insurance: If you have made any life changes or home updates lately, you could have gaps in your coverage or be missing an eligible discount. Consider flood and earthquake insurance for those devastating disasters. Nearly 20 percent of flood insurance claims come from low- to moderate-risk areas.
- Safely Store Documents Digitally: Scan in important documents such as birth certificates, passports, IDs, bank statements, and financial documents to store them safely on a computer. This means that you’ll have a backup should the originals be destroyed or lost in an accident.
- Keep an Emergency Kit: Pack essentials and safety items in a bag. Keep this is in an easy to reach location so that you can quickly grab it, should you have to evacuate.