Life Insurance Archives - Home & Auto Insurance Pasadena CA

28 September 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Important Insights on Qualifying for Life Insurance with a Disability

According to CDC, one in four adults in the US has a disability. Compared to normal individuals, disabled people might prioritize having life insurance to provide their families with a financially independent life. However, buying life insurance with physical impairments can be challenging because insurers see those applicants as riskier. Fortunately, you may still be eligible for life insurance, even with a disability, under some conditions. Let us discuss them. Who Can Qualify for Life Insurance with a Disability? Disability-specific term insurance can cover people with impairments. Many prominent insurance […]

10 August 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

6 Myths About Buying Life Insurance You Should Know

When purchasing life insurance, there are many myths and misunderstandings. For example, you may believe that life insurance is prohibitively expensive or that you only require it as you age. Many individuals are unaware of how helpful life insurance may be because it is not required by law, unlike auto insurance. However, regardless of age, income, or dependents, practically everyone may gain from getting some sort of life insurance. Here are the six most common misconceptions about life insurance policies: Life Insurance Is Expensive The cost of life insurance is […]

25 May 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

What Life Insurance Is Best For Self-Employed People?

Everyone at some point in their lives wants to be a boss. You get to control your work hours, set your work rules, and make decisions on your own. If you work for yourself, you should also take care of yourself. For traditional corporate workers, this is easy. They can either get one through their workplace or on their own. Seeing as their income is fixed. But when you are self-employed, your income is flexible. Knowing the coverage you need may be tricky. So, how do self-employed people get life […]

6 January 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Why Is It Important to Buy Life Insurance at an Early Age?

Most people only think about life insurance only when they are faced with a crisis or when they are starting to plan for their retirement. The problem with those scenarios is that it’s too late to buy life insurance if a crisis arises, and many people put off planning for their retirement because they need to have access to their money now. Today, several life insurance policies allow them to plan for their retirement and safeguard their families while simultaneously making it possible for them to still access at least […]

21 October 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

What Is a 30 Year Term Life Insurance Plan and How Does It Function?

First, life insurance can be defined as a contract drawn between an insurance policyholder and an insurance company. The insurance company promises to pay a certain amount of money to someone when the insured dies. Term life insurance is a kind of insurance between an insurance company and the insured. This type of life insurance assures payment of a particular resource agreed in the contract when the insured dies. If after the specified time in the contract expires and the insured is still alive, the holder can renew it for […]

26 August 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Smart Ways to Lower Your Life Insurance Rates

The importance of taking out life insurance cannot be overemphasized, but without careful planning, you may end up with significantly higher premiums. The following are some ways in which you can lower your life insurance rates. 1. Focus on financially sound companies Look around for the best insurance companies by reading online reviews and checking their ratings. Top-rated providers tend to have positive reviews from existing or former clients. For the best coverage plans, settle for a financially capable insurance provider. 2. Shop around to get a sense of the […]

4 February 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

All You Need to Know About Variable Universal Life Insurance

Variable life insurance is a common term in the world today. Some people appreciate the importance of this type of insurance, while others don’t like talking about it. Some people believe life insurance isn’t worth the money or isn’t meant for them. In most cases, people who reach these conclusions haven’t looked into the available options for themselves and their loved ones. The term life insurance and whole life insurance are the most typical policy types. However, there is a new concept you may not have heard of called variable […]

8 October 2020 Massive Insurance and Financial Services, LLC. Category: Health Insurance, Life Insurance

Three Steps to Cheaper Life Insurance

Life insurance is a coverage that so many of us benefit from, but it is often overlooked. It is a crucial policy to acquire if you have any financial dependents or desire to leave a legacy when you pass. While life insurance is vital to obtain, that doesn’t mean you need to spend more money than necessary on it. There are many ways to acquire coverage without breaking the bank. Take a look at these affordable ways to secure cheaper life insurance. 1. Only pay for what you need When […]

9 April 2020 Massive Insurance and Financial Services, LLC. Category: Article Archives, Life Insurance

Tips for Managing Life Insurance After Divorce

Handling your life insurance policy after divorce. Going through a divorce is never nice. It can cause upset and disagreements between families. While you’re busy separating out the items in the house, it’s wise to consider how your life insurance will be affected. After all, it’s likely that you are both each other’s beneficiaries. If this is the case, take a look at these tips on how to manage life insurance after a divorce. Change beneficiaries If you have a life insurance policy for yourself, chances are you listed […]

23 January 2020 Massive Insurance and Financial Services, LLC. Category: Article Archives, Life Insurance

What Freelancers Should Know About Getting Life Insurance

How freelancers can secure the right life insurance coverage. There are many benefits to going freelance. Not only can you be in control of your work, but get to create a flexible schedule that works for you. Freelancing is especially great if you have a parent or child that relies on you to be there. But what happens if you’re not there to take care of your loved ones? If you were to suddenly pass, how would your loved ones cope? You may not have an employer-sponsored life insurance […]

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