Your Easy Homeowners Insurance Inventory Checklist
Get More From Your Pasadena, CA Homeowners Insurance With This Inventory Checklist
You have homeowners insurance to ensure that if a fire levels your home, you cannot only rebuild but also replace all of the personal property that you had stored in your home. Suppose you have to call on your coverage and sit down to fill out the paperwork. Would you be able to list every single item you had in your home, let alone its value? Fortunately, by creating a home inventory in advance remembering every item you need replaced is a snap.
So that you can get the most coverage from your Pasadena, CA homeowners insurance, use this home inventory checklist.
- Get Started: Honestly, the most difficult part of creating a home inventory is just getting started. Once you get the ball rolling, you will find that creating your inventory is not nearly as difficult or overwhelming as you thought! Pick just one room and start there to bite off a manageable size to begin.
- Bolster It: Take pictures and video as you go from room to room. Having this kind of photographic or video evidence of possessions you had can come in handy if you need to verify value – or even just their existence!
- Gather Records: To ensure you get the full reimbursement you deserve, collect documentation on the value of as many items you can (e.g. receipts, credit card statements). For more valuable items, get a formal appraisal.
- Store It: Your home inventory will be worthless if you keep it in your home and it burns with the fire. Store your inventory digitally to ensure that no matter what happens to your physical belongings, you can access it.
Of course, your home inventory does not do you very much good if your homeowners insurance is lacking. To get the best coverage for your home in Pasadena or elsewhere in Southern California, contact Massive Insurance today.