11 August 2014 Category: Article Archives

Do You Have Insurance for Your Vacation?

Before the summer ends and the kids go back to school, it is the best time to take one more family vacation. No matter where you choose to go, it is important to make sure that you are covered from any situation while you are on vacation. Make sure to keep the following things in mind when you are leaving your home vacant while enjoying your vacation.

  • Backyard liability. If you are allowing your neighbors who are watching your house to use your pool to stay cool, you will be responsible for any accidents that happen. Make sure that your homeowners insurance has the right amount of liability to cover any damages or injuries that occur while you are away.
  • Storm coverage. Summer is well known to have sudden storms. Make sure to check to ensure that you have the right coverage to protect your home in case of flooding or any other problems that are associated with a storm. It is also a good idea to have a friend or neighbor check on your home after a storm to ensure there is no damage.
  • Home inventory. Make sure that your home inventory is up to date before leaving. A home inventory will allow you to keep track of your belongings in case your home is broken into when you are gone.
  • Auto insurance. If you are travelling out of the country, you will want to invest in rental car insurance since your personal auto insurance policy will not protect your rental car from damage. If you are travelling in the United States, your auto insurance should provide all the coverage you may need.

For all of your insurance needs to protect your assets when you are on vacation, contact the insurance professionals at Massive Insurance in Pasadena, California.