Homeowner Insurance Archives - Home & Auto Insurance Pasadena CA

Use and saving on high deductible homeowners insurance

14 June 2023 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Is High Deductible Homeowners Insurance Worth It? Exploring the Potential Savings

Finding the right policy that fits your needs and budget is crucial for homeowners insurance. One option that householders often consider is high-deductible homeowners insurance. This type of insurance can save you money in the long run, but it’s important to understand how it works and what are the potential problems that may arise. How High Deductible Homeowners Insurance Works High-deductible homeowners insurance works by providing coverage for your home and belongings in the event of specified perils or damages but with a higher deductible amount than traditional homeowners insurance […]

when should you cancel home insurance while selling home

8 February 2023 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

When Should Home Sellers Cancel Their Homeowners Insurance?

Selling your home can be a stressful process. One of the most critical steps of the selling process is cancelling your homeowners insurance. Cancelling your policy can have financial and legal implications, so it is important to know when and how to cancel your policy. This blog will discuss when you should cancel your homeowners insurance and how to do it. Do I Need to Cancel Home Insurance When Selling a House? When selling your home, you may wonder if you need to cancel your homeowners insurance. The answer is […]

Homeowners insurance coverage for foundation issues

11 January 2023 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Does Homeowners Insurance Cover Foundation Repairs?

Are you a homeowner wondering if your insurance policy will cover foundation repairs? The answer is not always straightforward. Homeowners insurance covers repairs for sudden and accidental events, but it may not cover repairs that are needed due to normal wear and tear. In this blog, we will explore when insurance may cover repair costs related to foundation issues and when they may not be covered. Foundation problems can be costly to repair, so you’ll want to know if your insurance policy covers these types of repairs. The answer depends […]

23 November 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Why Is My Homeowners Insurance Cost Increasing?

Home insurance is a necessity if you plan on protecting your investment. Nonetheless, your homeowners insurance cost will rise in response to changes in the economic market. In most cases, the increase is gradual and you may not feel the strain for quite some time. However, in recent years, prices have gone up at a much faster rate causing one to feel the sting rather quickly. Maintaining the Inflation Guard Part of the reason your homeowners insurance cost seems to have skyrocketed is due to the inflation guard. The inflation […]

14 September 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Does Your Homeowners Insurance Cover Plumbing Issues?

Your homeowners insurance frequently covers unexpected and accidental losses, such as spontaneous pipe ruptures. However, it won’t cover gradual, continuous slab leaks or other issues brought on by carelessness or poor maintenance. Although homeowners insurance covers several plumbing issues, it often does not cover water damage that might have been avoided, such as gradual leaks or frozen pipes in an unheated home. Furthermore, homeowners insurance is unlikely to cover the cost of removing or remediating mold resulting from avoidable water damage. What Homeowners Insurance Covers Plumbing-Related Issues? Your homeowners insurance […]

11 May 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance, Homeowner Insurance

How to Bundle Homeowners and Auto Insurance to Save Money?

Having an insurance policy is a great way to protect yourself from the financial crisis that may arise from a peril. However, a certain percentage of Americans see insurance cost as bothersome. This is because they do not know how to save money on insurance. One way to do that is by bundling policies. Policyholders can purchase more than one policy from the same insurer and bundle it at a discounted price. This post contains ways to bundle homeowners and auto insurance to save money. Read on to find out […]

Whats The Procedure For Filling A Large Homeowners Claim

20 January 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

What’s The Procedure for Filing a Large Homeowners’ Claim?

When you experience a significant event that damages your home and belongings, you will need to know how to file a claim against your homeowners’ insurance. Many people have a policy in place and pay monthly premiums without ever understanding what they need to do if a disaster occurs. The following steps will help you get the process started so that you can get your life back on track. Get in Touch With Your Insurance Provider as Soon After the Event as Possible After any type of event where your […]

30 December 2021 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Will My Homeowners’ Insurance Cover Roof Leaks and Replacement Cost?

Having a house doesn’t come cheap. It requires a huge investment, that’s why you need to protect it. There is no better way of protecting your home from potential damage if not with homeowners’ insurance. It is a form of safety net that covers you and your home financially. In case of damage or theft, it will cover the repair or replacement cost of your home to bring it to its original state or close to it. However, there are certain limitations to this insurance. Like if it will cover […]

22 April 2021 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

An Overview of the Different Types of Home Insurance Premiums

While you likely feel great about your home insurance policy, you may not be aware of the benefits of premium policies. Premium policies provide extra coverage that allow you to enhance your home insurance. Generally, home insurance premiums are paid on a monthly or semi-annual basis. Home insurance premium costs depend on the type of coverage that you are looking for. Basic Home Insurance Coverage Your basic home insurance coverage protects your property and personal items. You are covered if the interior and exterior of your home are damaged. You […]

21 January 2021 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

What is Covered by Homeowners Insurance?

Homeowners insurance allows you to protect one of your most valuable assets. The policy protection for your home and personal items. Here is a breakdown of what homeowners insurance covers. Overview Homeowners insurance coverage provides benefits to help you repair your home if it is damaged. The policy also covers your personal items if they are stolen and need to be replaced. Homeowners insurance also covers your property if it is damaged due to a fire or severe weather. You’ll also want liability coverage to protect you if you damage […]

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