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Ideas To Keep Your Renters Insurance Premiums Affordable

4 November 2021 Category: Home Insurance

Practical Ideas to Keep Your Renters Insurance Premiums Affordable

If you rent a room or apartment, buying renters insurance is crucial to protect your personal belongings. Your landlord’s commercial insurance will only cover so much if a strong storm damages your unit. Here are helpful insights for keeping your renters insurance affordable. Opt For a Renowned Insurance Agency A well-known insurance provider generally caters to a large and diverse customer base and can usually provide a wider selection of insurance options to customers. This model allows for the company to nurture long-term relationships to help meet the specific needs […]
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Homeowners Insurance For New Homes Vs Old Homes

23 September 2021 Category: Home Insurance

Homeowners Insurance for New Homes Vs. Old Homes

Homeowners insurance is a form of property insurance that covers losses and damage to an individual’s residence while protecting their furnishings and other assets in the home. Insuring Old and New Homes When looking for homeowners’ insurance for a new home, you’ll discover that there are many insurance companies to choose from. However, the options might be limited when it comes to insuring an old home. Home insurance companies perceive homes that are more than fifty years old as high-risk. Older homes often require expensive and frequent repairs, which most […]
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Roof Replacement

18 March 2021 Category: Home Insurance

6 Warning Signs that Your Roof Needs to be Replaced

Although many homeowners do not provide adequate care and maintenance for their roofs, it is one of the most essential parts of a home. The general advice is to hire a professional roofer to thoroughly inspect your roof at least once a year. This helps prevent unexpected damages that can endanger the lives of the inhabitants. Here are six signs which indicate that your roof may need to be replaced. 1. Cracks or holes in the roof One of the easiest ways to know there’s a crack in your roof […]
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broken window

17 September 2020 Category: Home Insurance

Will Homeowners Insurance Cover a Broken Window?

As a homeowner, you know that you have homeowners insurance there for you when you need it the most. You know that it covers disasters ranging from injured guests to natural disasters. While you feel confident knowing how and when to use your coverage, have you confirmed whether or not home insurance covers a broken window or glass accident? Here is what you should know.   Homeowners insurance and broken windows   Standard home insurance helps to cover you from certain risks that are outlined in your policy as ‘perils’. […]
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a block of rented apartments

5 March 2020 Category: Article Archives, Home Insurance

What to Consider When Buying Renters Insurance

Understanding Renters Insurance Coverage   Are you looking for renters insurance? Fortunately, there are plenty of ways that you can find the right renters insurance coverage to suit your unique needs and belongings. But before you start shopping for coverage, here are some important factors to consider.   Know how much coverage you need Renters insurance protects your personal belongings, including your furniture, clothing, electronics, and appliances. However, every policy has a limit. A great way to understand how much coverage you need is to create a home inventory, listing […]
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claims written on wooden blocks

9 January 2020 Category: Article Archives, Home Insurance

Which Claims Make Home Insurance Rates Increase the Most?

Are there home insurance claims that increase rates more than others?   Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims put your premium at risk of increase, read on.   Fire claim: Average Price Increase: $273 Average % Increase: 20%   Liability claim: Average Price Increase: $260 […]
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a holiday event with people toasting

5 December 2019 Category: Article Archives, Business Insurance, Home Insurance

Hosting a Holiday Party? Have You Reviewed Your Insurance?

Review your insurance before the holiday parties begin.   With Thanksgiving in our rear view mirror, we enter the season of holiday parties. If you are planning to host parties at your home or business this festive season, it’s time to think about reviewing your insurance policies. Many homeowners and business owners forget to check their insurance around this time of year, but you’ll be thankful that you did should anything happen on the night. Insurance Whether you’re a homeowner inviting guests over or a business owner hosting the party […]
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halloween pumpkins lit up

24 October 2019 Category: Article Archives, Home Insurance

Is Your Home Ready for Halloween? Prepare with These Tips

Avoid tricks this Halloween by preparing your home beforehand.  Halloween is almost here, and if you’re anything like us, you’ll want to start getting ready as soon as possible. While you may think that this means planning costumes and getting the candy ready, it’s also important to remember to prepare your home. Whether you’re hosting a costume party or waiting for trick-or-treaters to come knocking, take a look at these Halloween safety tips. Decorating your yard before Halloween Be aware of tripping hazards. Avoid placing any decorations in the middle […]
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man installing solar panels

16 May 2019 Category: Article Archives, Home Insurance

What You Should Know About Solar Panels and Home Insurance Coverage

Solar panels and your home insurance policy.  Adding solar panels is a big home investment, but it is also eco-friendly and can save you plenty in utility bills over the years. It is a big decision to make and it is wise to know if these expensive solar panels will be covered by home insurance. Residential solar energy installations are typically covered as part of a home insurance policy. That means that, in many cases, covering your solar panels under your home insurance will not create the need for a […]
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Do You Have Enough Home Liability Insurance?

10 January 2019 Category: Article Archives, Home Insurance

Do You Have Enough Home Liability Insurance?

Does Your Home Insurance Provide You With Enough Liability Coverage? Do you know how much liability coverage you have in your homeowners insurance in Glendale, CA? Many people don’t have nearly the amount they need, and only find out when it’s too late. Your current liability limits could be far from enough to protect you and your family from financial disaster if an accident happens. This is a litigious society, and judgments are normally in the hundreds of thousands of dollars. With that in mind, you may consider re-evaluating your […]
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