Home Insurance Archives - Home & Auto Insurance Pasadena CA

27 December 2023 Massive Insurance and Financial Services, LLC. Category: Home Insurance

Understanding Homeowners Insurance: Does It Protect Against Termite Damage?

‍Termite damage can be a nightmare for homeowners. These pesky creatures can wreak havoc on your property, causing significant financial loss. Many homeowners wonder if their insurance policy will cover termite damage. Let’s explore the topic of termite damage and homeowners insurance to help you understand your coverage options. Understanding Termite Damage What Are Termites? Termites are social insects that live in colonies, typically found in wood or the ground. They feed on cellulose, a component found in wood and wood by-products. A typical termite colony consists of three types […]

28 December 2022 Massive Insurance and Financial Services, LLC. Category: Home Insurance

How to Avoid Common Home Insurance Claims Throughout the Holiday Season?

Holidays mean more celebrations and parties. Unfortunately, they also mean more home insurance claims for some people. There’s nothing worse than having to deal with insurers when you’re supposed to be spending time with your loved ones. And so, here are listed some common homeowners insurance claims and how you can avoid them this holiday season for an uninterrupted time of happiness and love with your friends and family. Four Most Common Homeowners Insurance Claims You Can Avoid During the Holidays Water Damage Many homes tend to get vacant as […]

4 November 2021 Massive Insurance and Financial Services, LLC. Category: Home Insurance

Practical Ideas to Keep Your Renters Insurance Premiums Affordable

If you rent a room or apartment, buying renters insurance is crucial to protect your personal belongings. Your landlord’s commercial insurance will only cover so much if a strong storm damages your unit. Here are helpful insights for keeping your renters insurance affordable. Opt For a Renowned Insurance Agency A well-known insurance provider generally caters to a large and diverse customer base and can usually provide a wider selection of insurance options to customers. This model allows for the company to nurture long-term relationships to help meet the specific needs […]

23 September 2021 Massive Insurance and Financial Services, LLC. Category: Home Insurance

Homeowners Insurance for New Homes Vs. Old Homes

Homeowners insurance is a form of property insurance that covers losses and damage to an individual’s residence while protecting their furnishings and other assets in the home. Insuring Old and New Homes When looking for homeowners’ insurance for a new home, you’ll discover that there are many insurance companies to choose from. However, the options might be limited when it comes to insuring an old home. Home insurance companies perceive homes that are more than fifty years old as high-risk. Older homes often require expensive and frequent repairs, which most […]

18 March 2021 Massive Insurance and Financial Services, LLC. Category: Home Insurance

6 Warning Signs that Your Roof Needs to be Replaced

Although many homeowners do not provide adequate care and maintenance for their roofs, it is one of the most essential parts of a home. The general advice is to hire a professional roofer to thoroughly inspect your roof at least once a year. This helps prevent unexpected damages that can endanger the lives of the inhabitants. Here are six signs which indicate that your roof may need to be replaced. 1. Cracks or holes in the roof One of the easiest ways to know there’s a crack in your roof […]

17 September 2020 Massive Insurance and Financial Services, LLC. Category: Home Insurance

Will Homeowners Insurance Cover a Broken Window?

As a homeowner, you know that you have homeowners insurance there for you when you need it the most. You know that it covers disasters ranging from injured guests to natural disasters. While you feel confident knowing how and when to use your coverage, have you confirmed whether or not home insurance covers a broken window or glass accident? Here is what you should know. Homeowners insurance and broken windows Standard home insurance helps to cover you from certain risks that are outlined in your policy as ‘perils’. […]

5 March 2020 Massive Insurance and Financial Services, LLC. Category: Article Archives, Home Insurance

What to Consider When Buying Renters Insurance

Understanding Renters Insurance Coverage Are you looking for renters insurance? Fortunately, there are plenty of ways that you can find the right renters insurance coverage to suit your unique needs and belongings. But before you start shopping for coverage, here are some important factors to consider. Know how much coverage you need Renters insurance protects your personal belongings, including your furniture, clothing, electronics, and appliances. However, every policy has a limit. A great way to understand how much coverage you need is to create a home inventory, listing […]

9 January 2020 Massive Insurance and Financial Services, LLC. Category: Article Archives, Home Insurance

Which Claims Make Home Insurance Rates Increase the Most?

Are there home insurance claims that increase rates more than others? Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims put your premium at risk of increase, read on. Fire claim: Average Price Increase: $273 Average % Increase: 20% Liability claim: Average Price Increase: $260 […]

5 December 2019 Massive Insurance and Financial Services, LLC. Category: Article Archives, Business Insurance, Home Insurance

Hosting a Holiday Party? Have You Reviewed Your Insurance?

Review your insurance before the holiday parties begin. With Thanksgiving in our rear view mirror, we enter the season of holiday parties. If you are planning to host parties at your home or business this festive season, it’s time to think about reviewing your insurance policies. Many homeowners and business owners forget to check their insurance around this time of year, but you’ll be thankful that you did should anything happen on the night. Insurance Whether you’re a homeowner inviting guests over or a business owner hosting the party […]

24 October 2019 Massive Insurance and Financial Services, LLC. Category: Article Archives, Home Insurance

Is Your Home Ready for Halloween? Prepare with These Tips

Avoid tricks this Halloween by preparing your home beforehand. Halloween is almost here, and if you’re anything like us, you’ll want to start getting ready as soon as possible. While you may think that this means planning costumes and getting the candy ready, it’s also important to remember to prepare your home. Whether you’re hosting a costume party or waiting for trick-or-treaters to come knocking, take a look at these Halloween safety tips. Decorating your yard before Halloween Be aware of tripping hazards. Avoid placing any decorations in the middle […]

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