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what is number of employees required for group insurance

26 July 2023 Category: Health Insurance

Decoding Group Health Insurance: How Many Employees Do You Need to Qualify?

Group insurance is a beneficial employee perk that provides comprehensive coverage at lower costs. But have you ever wondered how many employees your organization needs to qualify for group insurance? This post will unravel this question, shedding light on the crucial factors determining eligibility for this valuable benefit. Understanding Group Insurance Group insurance is a type of health coverage employers offer employees as part of their employee benefits package. It provides several benefits, including health, dental, vision, life, and disability insurance. Group insurance offers advantages such as lower premiums, broader […]
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health insurance coverage

19 October 2022 Category: Health Insurance

Planning for a Baby? Determine Whether Your Health Insurance Covers Your Unborn

If you are planning to have a baby, ensure to review your health insurance coverage and what it covers for your baby. If you fail to update your policy, you could end up paying more costs out of pocket, as pregnancy, delivery, and postnatal care come with a host of additional expenses. If you are wondering where to start, look at the following insights about health insurance and pregnancy coverage, and act accordingly. Prenatal Care Coverage Has Made Compulsory by Law Health insurance providers are legally required to cover at […]
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health insurance claims

22 June 2022 Category: Health Insurance

Health Insurance Claims: Everything You Need to Know About Filing Them

Many factors affect how much you’ll be reimbursed for your health insurance claims. The first thing to look at is the type of hospital you’re treated in. That’s because some insurance companies only pay a certain amount for health care expenses at one specific hospital. Therefore, your reimbursement would be different if you were treated in another hospital or another city. If you were treated at a hospital and the doctor didn’t write off any costs, then it’s possible that only a part of your bill will be paid by […]
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Choosing The Right Heath Insurance Isn't Easy

9 March 2022 Category: Health Insurance

Choosing the Right Health Insurance Isn’t Easy! It’s Up to You to Make the Right choice

Buying health insurance is not a walk in the park. It’s more like trudging through Death Valley with no water. Many of us simply don’t know enough about health insurance to make an informed decision. That is where we tend to make our first mistakes. The key to finding the right health insurance isn’t that hard. You just have to put some extra effort into it. Take a little more time and get to know the ins and outs of what it takes to find the right policy, and your […]
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Simple Ways To Minimize Your Healthcare Costs

10 February 2022 Category: Health Insurance

Simple Ways To Minimize Your Healthcare Costs

Even though health care costs go up regularly, there are still ways you can save money and keep them manageable. Talking to your insurance provider can help you find easier and more efficient ways to manage your health care costs. This post provides some simple ways to reduce your healthcare costs. Save Money on Medications See if you can change to generic alternatives for your medications. You might also be able to save a few dollars if you choose to have your medications sent to you through the mail. Ask […]
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What Should You Know Before Altering Your Health Insurance Policy

9 December 2021 Category: Health Insurance

What Should You Know Before Altering Your Health Insurance Policy?

If you are considering changing your health insurance coverage, there are a few things you need to know. There are limited times when you can choose to change your existing coverage or purchase a new policy altogether. Special events, however, may open up new enrollment periods. It’s important that you know what you need when you make the decision to change your health insurance. Once you make the changes, it isn’t easy to reverse them. This article provides some key points to consider while changing your insurance policies. Understanding Enrollment […]
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Healthcare Costs Post Retirement

24 June 2021 Category: Health Insurance

How to Cover Healthcare Costs Post-Retirement

In most cases, your healthcare needs may increase as you approach retirement. Therefore, it is important to prepare for healthcare expenses before you retire. It is advisable to calculate retirement healthcare costs as an annual expense instead of as a lump sum to make it easier. The estimates for retirement healthcare costs vary depending on the individual, the type of healthcare they need, and the type of insurance plan. Below are the ways in which you can cover healthcare costs post-retirement. Proper Planning You can prepare for retirement healthcare expenses […]
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life insurance history

8 October 2020 Category: Health Insurance, Life Insurance

Three Steps to Cheaper Life Insurance

Life insurance is a coverage that so many of us benefit from, but it is often overlooked. It is a crucial policy to acquire if you have any financial dependents or desire to leave a legacy when you pass. While life insurance is vital to obtain, that doesn’t mean you need to spend more money than necessary on it. There are many ways to acquire coverage without breaking the bank. Take a look at these affordable ways to secure cheaper life insurance. 1. Only pay for what you need When […]
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Health Insurance for Flu Season, what your health insurance covers this flu season

9 November 2017 Category: Article Archives, Health Insurance

Health Insurance for Flu Season

Learn what your health insurance covers this flu season. This flu season, getting your flu shot is the best way to protect yourself and everyone around you.  Most health insurance plans provide coverage for preventative measures such as immunizations and vaccinations.  Read on to learn what your health insurance covers this flu season and find out what to do if your flu shot isn’t covered. Am I covered? As previously mentioned, most health insurance plans provide coverage for preventative health measures such as the flu vaccination.  For instance, if you […]
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Halloween Safety Tips for Fun Trick-or-Treating

26 October 2016 Category: Health Insurance, Uncategorized

Halloween Safety Tips for Fun Trick-or-Treating

Halloween is a great holiday that is best spent being safe to assure maximum candy collection and consumption.  Halloween is a time for everyone to dress up as their favorite hero or villain. For our kids, it’s a time to go out with their friends and family and go around the neighborhood trying to collect as much candy as possible before bedtime. As with all holidays, Halloween presents its set of risks that put our children in danger. Here are a few Halloween safety tips for fun trick-or-treating and assure […]
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