Do You Know How to File a Car Insurance Claim?
Your auto insurance protects you, be know that you know how to implement your coverage!
Car accidents happen to the best of us. While some misfortunes can’t be avoided, encompassing and reliable protection in car insurance can be maintained. Luckily, insurance can ensure a smooth and stress-free post-accident procedure so that your vehicle, injuries, and finances are protected.
If you’re in a car accident, you should know how to properly file a claim with your auto insurance company. Before panicking, read on for an explanation on how to file a claim!
Whilst On the Scene
After the accident, your mind may be racing with questions and worry. Before stepping out, collect yourself and remember these tips:
- Exchange insurance information with the other driver and anyone involved in the accident. Write down the information.
- Take pictures of the damage to your vehicle and to any other vehicles or structures.
- Write down any names and contact information of witnesses.
- Write down as much information as you can: street names, freeway lane, time, license plates, the vehicle makes and models, road and weather conditions.
Before You File a Claim
You are ready to file a claim! Keep your insurer’s claim number on hand and give them a call. You’ll need the following information whilst filing the claim:
- Date and time that the accident happened
- Basic description of what happened
- Location of the accident
- Driver’s license
- Vehicle registration
- Insurance card
- Policy number
- Other driver information: name, license plate number, vehicle, insurance information
- Contact information for witnesses, if possible
- Police report and incident number, if possible
Even though the other person may be at fault, filing a claim and report to your insurer protects your interests and assets.
For a quality car insurer in Pasadena, California who will work with you to minimize the damage of the accident, contact Massive Insurance. We serve Southern California cities with the auto insurance that protects them from the accident and beyond!