Business Insurance Archives - Home & Auto Insurance Pasadena CA

Requirement of product liability insurance in business

18 May 2023 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Why Does Your Business Need Product Liability Insurance?

Product liability insurance is essential coverage for businesses that manufacture, distribute, or sell products. It provides protection against claims arising from bodily injury, property damage, and other losses caused by a defective product. If you’re a business owner, it’s important to consider whether your operations require this type of insurance and what it covers. In this article, we’ll discuss what product liability insurance covers, how much it costs, and how to obtain it. What Product Liability Insurance Covers Product liability insurance provides coverage for claims related to defective products. This […]

All you need to know about business owners policy

19 April 2023 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Business Owners Policy (BOP): What It Covers and How to Get It?

As a business owner, you have a lot on your plate. Running a successful business takes a lot of hard work, dedication, and perseverance. One important consideration that should never be overlooked is protecting your business against risks and liabilities that could harm your bottom line. One of the best ways to do this is to invest in a Business Owners Policy, or BOP. In this post, we’ll explore what a BOP is, who should buy one, what it covers and doesn’t cover, how much it costs, and where you […]

All you need to know about commercial property insurance

22 March 2023 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Planning to Buy Commercial Property Insurance? You Should Know These Things

Commercial property insurance is important for any successful business, as it provides financial security to business owners in the event of property damage or loss, allowing them to keep operating even amid uncertainties. However, having the right commercial property insurance policy is key for any business owner. Here, we’ll cover some important things to consider when shopping for a commercial property insurance policy. Different Types of Commercial Insurance When it comes to commercial insurance, there are many different types of policies. Depending on the type of business you run, you […]

insurance tips to protect your small business

24 August 2022 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Insurance Tips You Need to Protect Your Small Business

It’s crucial to constantly be ready for the unexpected, with hurricanes off the Gulf Coast, wildfires raging in the West, and floods and thunderstorms in the central regions. The NPM theme offers principles to live by as the pandemic continues to influence our daily lives. One of the most crucial decisions a business owner must make is ensuring their investment, employees, and property, given the amount at stake. Of course, other factors should be considered, including workers’ compensation, commercial vehicle, and property. So how do you get started? Here are […]

27 April 2022 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Key Crime Prevention Tips to Help Protect Your Business

Starting a business is a significant investment. There are multiple rights and responsibilities that you have to navigate. One minor accident could damage everything you’ve worked for. Here’s a look at some crime prevention tips to help protect your business. Develop a Buddy System If your business is in close proximity to others, it’s recommended that you partner together and create a buddy system. You can also work with local law enforcement agencies to develop a strategy for preventing crime. Consider holding a few meetings to address any concerns or […]

Why You Need Home Based Business Insurance

9 September 2021 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Why Do You Need Home-based Business Insurance?

Home-based businesses operating on a small scale face many of the same risks as their larger counterparts. Third-party claims, and car accidents are examples of such risks. Therefore, business owners must purchase adequate insurance to protect themselves from losses. Some business owners might think that their homeowners insurance is enough to cover claims arising from their home-based business activities. However, this is a faulty assumption because most homeowners policies contain business-related exclusions and limitations. How Do I Insure My Home-based Business? As an extension of your home insurance, you can […]

8 April 2021 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Why Commercial Insurance Is an Important Part of Your Business

There are a lot of variables involved with making sure that businesses perform at the highest level. One mistake can change everything. Suddenly, the possibility that you could lose everything that you have worked for becomes very real. During tough times, you can rely on commercial insurance. Commercial insurance can help protect your business in the following ways: Covers Your Business Against Litigation Unfortunately, many of the risks involved while operating a business are potentially expensive if something goes wrong. Imagine one of your customers walks into your building and […]

15 December 2020 Massive Insurance and Financial Services, LLC. Category: Business Insurance

How to Protect Your Holiday Gifts This Season?

During the holidays, the hustle and bustle of trying to stay on top of your to-do list can be overwhelming. Between traveling and shopping for those last-minute gifts, our homes are often overlooked. It is during these hectic times, however, that our home is the most vulnerable. If you want to protect your home and your Christmas, you need to consider taking a few security precautions. Some practical home and holiday gift protection ideas are discussed here. Install a Quality Home Security System Installing a quality home security system is […]

22 October 2020 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Ways Business Insurance Can Save Your Company

Running a successful business always comes with inherent risks. A client could file a lawsuit, a natural disaster could destroy your property, or someone could get injured on site. For this reason, it’s essential that every business has a reliable insurance policy in place to protect itself as well as its assets. Securing coverage saves your company in a whole host of ways and come with a huge amount of benefits. Take a look at just a few below. 1. It protects your employees If one of your employees is […]

20 August 2020 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Email Security Tips for Small Businesses

Google has reported that 18 million phishing emails related to COVID-19 were identified daily during just one week in April. Many of those emails looked like they were from government agencies, striking individuals and businesses with fear. Although many businesses are now aware of the threat, that doesn’t mean that hackers have given up. Small businesses in particular need to enforce strong email security to protect their company. Take a look at these essential email security tips for small businesses. Cyber Security Tips for Small Businesses Use strong passwords – Most […]

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