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9 April 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

5 Car Maintenance Tips to Get Your Car Ready for Spring

It’s time to get the car ready for spring, especially since the average age of vehicles is more than 10 years old. Here are five important spring maintenance tips for your vehicle: Change your vehicle’s oil and check all the fluids to ensure they are at their proper levels. Check the pressure of and rotate your tires. Make sure your spare tire is inflated and ready to go. Inspect your brakes and related components. After a winter full of salty roads, it is important to check the brake pads, rotors, […]

4 April 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

Community Events: April in Pasadena

It’s a great time to start getting involved in your community, and there are so many fun local events going on this April right here in Pasadena. On Thursday April 10th at the Armory Center, attend a screening of the documentary Bidder 70. Filmmakers George and Beth Gage follow activist Tim DeChristopher in his bid for parcels of Utah land and his subsequent arrest and imprisonment. The screening begins at 7:00 PM and is free and open to the public. If you’re looking for an avante garde community event […]

28 March 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

Customize Your Insurance Coverage With a Business Owners’ Policy

Every business – no matter how big or small – needs insurance coverage. From liability insurance, worker’s compensation insurance, commercial property and auto policies, your business is at risk without the appropriate type of coverage. One traffic accident or employee injury could leave you bankrupt. But do you need all of these products? Maybe. Most states, including California, require businesses to carry workers comp insurance for each employee, and if you have a brick-and-mortar location, you’ll certainly want to have commercial property coverage. To meet each business owner’s specific needs, […]

19 March 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

Don’t Get Sick; Get Even with the Flu

Even though we are looking forward to springtime, flu season isn’t quite over yet! Preventing the flu is a lot easier than having the flu, and here are a few tips to keep you healthy as we head towards the warmer weather. Wash your hands several times a day with soap and warm water. Each hand washing should take at least fifteen seconds for highest affectivity. Carry (and use!) gel hand sanitizer; many communal surfaces can carry flu germs including: copy machine buttons, coffee pot handles, doorknobs, telephones, shared books/office […]

14 March 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

3 Small Business Tax-Saving Tips

If you own a small business, there are many tax deductions you can take that you might be missing. Check out these three tax saving tips to see if you can save more on your taxes. Travel Expenses If you have to travel for your small business, you can deduct 100 percent of the cost of your hotel room and cost of travel, such as airfare. Other expenses associated with travel are also covered, such as car rental fees and even tipping the hotel staff. Even your meals are deductible […]

10 March 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

Create a disaster plan for your business

There are circumstances beyond our control that can affect our company‘s operations and how we do business. Disasters of all sizes are responsible for preventing businesses from opening, servicing customers and receiving materials from suppliers. According to the U.S. Small Business Administration, disasters are responsible for an estimated 25 percent of businesses not being able to ever reopen again. Major disasters, such as hurricanes, earthquakes, fires and floods are rare, but can be responsible for a halt in business operations. Smaller, more common disasters include power outages and computer crashes. […]

5 March 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

Visit the Pasadena Farmers’ Market

The Pasadena Certified Farmers’ Market is the best place to obtain fresh fruits, vegetables and other items from local farmers and proprietors. Meet farmers and vendors from our own community and have the opportunity to talk to them about their products! There are two local markets to choose from that are open in March: Villa Parke Center – located at 363 East Villa Street – open Tuesdays 8:30am-12:30pm Victory Park – located at the 2900 block of North Sierra Madre Blvd – open Saturdays 8:30am-12:30pm The Pasadena Certified Farmers’ Market […]

28 February 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

General Liability Insurance: A Business Necessity

A business doesn’t have to be in an accident-prone industry for accidents to happen, and when accidents happen on a business’s property, or while someone is acting on behalf of a business, the business is liable for any expenses that accrue. General liability insurance protects a company in the event of these business-related accidents. Typical expenses covered by general liability insurance include: Medical expenses in the event of on-site accidents involving employees or visitors, or off-property accidents involving employees, that result in injury Property damage that occurs on-site or is […]

24 February 2014 Massive Insurance and Financial Services, LLC. Category: Article Archives

Don’t Get Your Company Vehicles On The Road Without Commercial Auto Insurance

Just as you would never drive in your personal automobile without proper auto insurance coverage, you should never let a company vehicle get on the road without proper commercial auto insurance coverage. While the commercial coverage is a little more complex than personal coverage, the importance to your business outweighs any potential confusion you get when selecting a policy. Why Get Coverage? Proper coverage for all company vehicles and employee drivers gives you peace of mind as a business owner. It means no worries about liability issues if an automobile […]