10 March 2014 Category: Article Archives

Create a disaster plan for your business

There are circumstances beyond our control that can affect our company‘s operations and how we do business. Disasters of all sizes are responsible for preventing businesses from opening, servicing customers and receiving materials from suppliers. According to the U.S. Small Business Administration, disasters are responsible for an estimated 25 percent of businesses not being able to ever reopen again. Major disasters, such as hurricanes, earthquakes, fires and floods are rare, but can be responsible for a halt in business operations. Smaller, more common disasters include power outages and computer crashes. […]

5 March 2014 Category: Article Archives

Visit the Pasadena Farmers’ Market

The Pasadena Certified Farmers’ Market is the best place to obtain fresh fruits, vegetables and other items from local farmers and proprietors.  Meet farmers and vendors from our own community and have the opportunity to talk to them about their products! There are two local markets to choose from that are open in March: Villa Parke Center – located at 363 East Villa Street – open Tuesdays 8:30am-12:30pm Victory Park – located at the 2900 block of North Sierra Madre Blvd – open Saturdays 8:30am-12:30pm The Pasadena Certified Farmers’ Market […]

28 February 2014 Category: Article Archives

General Liability Insurance: A Business Necessity

A business doesn’t have to be in an accident-prone industry for accidents to happen, and when accidents happen on a business’s property, or while someone is acting on behalf of a business, the business is liable for any expenses that accrue. General liability insurance protects a company in the event of these business-related accidents. Typical expenses covered by general liability insurance include: Medical expenses in the event of on-site accidents involving employees or visitors, or off-property accidents involving employees, that result in injury Property damage that occurs on-site or is […]

24 February 2014 Category: Article Archives

Don’t Get Your Company Vehicles On The Road Without Commercial Auto Insurance

Just as you would never drive in your personal automobile without proper auto insurance coverage, you should never let a company vehicle get on the road without proper commercial auto insurance coverage. While the commercial coverage is a little more complex than personal coverage, the importance to your business outweighs any potential confusion you get when selecting a policy. Why Get Coverage? Proper coverage for all company vehicles and employee drivers gives you peace of mind as a business owner. It means no worries about liability issues if an automobile […]

19 February 2014 Category: Article Archives

Is Insuring Company Directors and Officers a Good Idea?

Directors and Officers Liability Insurance (commonly known as D&O insurance) can save a company from financial ruin in the event of a lawsuit and/or other forms of legal action. D&O insurance covers various costs involved when a case is brought against the directors and officers of a company; these expenses include, but are not limited to, lawyer fees and monetary settlements. Companies that take out this form of insurance realize that its directors and officers are not perfect. It is all too common for a well meaning individual in a […]

14 February 2014 Category: Article Archives

What You Should Know About Individual Contractors and Workers Compensation Insurance

Hiring individual contractors has its advantages. It lowers a company’s operating costs while still providing the manpower a company needs for occasional projects and/or peak season demands. It enables a company to take on special projects without the need to hire and train a full-time employee. At the same time, a business owner should be aware of the insurance-related implications of hiring a contractor. California law clearly states that unlicensed contractors who engage in work that requires a license are considered (for insurance purposes) to be employees of the company. […]

10 February 2014 Category: Article Archives

Tax Season is Officially Underway – Let Adrem Financial Handle Your Filing This Year

It’s that time of year again — the months we have to sift through financial records and government forms to file our federal and state tax returns. For many of us, a return is due from the IRS, while others will inevitably find that they owe money to Uncle Sam. Unfortunately, many people who choose to file their own taxes leave money on the table that could be theirs instead of the government’s. That is why it is highly suggested that California residents turn to a tax professional before filing […]

5 February 2014 Category: Article Archives

Enjoy The California International Antiquarian Book Fair This February In Pasadena

If you live in the Pasadena area and enjoy books, then the California International Antiquarian Book Fair is a local event that might interest you. For 2014, the event takes place at the Pasadena Convention Center, which is located at 300 East Green Streets. Dates for the event are Friday, February 7th through Sunday, February 9th. This is the 47th year for the book fair, which hosts over 200 booksellers. You can browse their collections and take a peek at rare books and manuscripts. If you see a book that […]

17 January 2014 Category: Article Archives

Welcome to the Massive Insurance Blog!

Thank you for checking out our newly launched blog, your resource for insurance news and information. We plan on posting helpful tips and articles about insurance terminology and the insurance industry. You are encouraged to sign up for Monthly Blog Updates so can get all the latest articles delivered to your inbox. You are also welcome to connect with us at the major social networking sites like Facebook and Twitter. We have found this to be a great way to stay in touch.