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23 November 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Why Is My Homeowners Insurance Cost Increasing?

Home insurance is a necessity if you plan on protecting your investment. Nonetheless, your homeowners insurance cost will rise in response to changes in the economic market. In most cases, the increase is gradual and you may not feel the strain for quite some time. However, in recent years, prices have gone up at a much faster rate causing one to feel the sting rather quickly. Maintaining the Inflation Guard Part of the reason your homeowners insurance cost seems to have skyrocketed is due to the inflation guard. The inflation […]

9 November 2022 Massive Insurance and Financial Services, LLC. Category: Article Archives

Thanksgiving Tips for a Healthy Yet Fun-Filled Holiday!

Everyone hopes to have a happy and healthy Thanksgiving. While you can sit down to a very large meal and eat almost anything your heart desires, it’s important that you eat healthy. Whether you are eating with family or spending the day ordering your dinner online, the goal is to stick to healthy eating habits and, if you can, exercise regularly to burn off those extra carbs. Here are a few Thanksgiving tips that will keep you healthy through the festive season- Choose a Healthy Menu If you are in […]

19 October 2022 Massive Insurance and Financial Services, LLC. Category: Health Insurance

Planning for a Baby? Determine Whether Your Health Insurance Covers Your Unborn

If you are planning to have a baby, ensure to review your health insurance coverage and what it covers for your baby. If you fail to update your policy, you could end up paying more costs out of pocket, as pregnancy, delivery, and postnatal care come with a host of additional expenses. If you are wondering where to start, look at the following insights about health insurance and pregnancy coverage, and act accordingly. Prenatal Care Coverage Has Made Compulsory by Law Health insurance providers are legally required to cover at […]

5 October 2022 Massive Insurance and Financial Services, LLC. Category: Article Archives

Simple Tips to Keep Your Kids Safe This Halloween

Halloween can be a fun and exciting time for kids, as they play trick-or-treats, wear different costumes, enjoy candies, etc. However, on the other hand, parents would be concerned about their safety while playing trick-or-treats. If you are one among them, use the following tips to deal with your concerns while keeping your kids safe this Halloween. Encourage a Safe Road-Crossing The possibilities of kids getting hit by cars on Halloween are more compared to other days, so ask your kid to safely cross the street, looking both ways and […]

28 September 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Important Insights on Qualifying for Life Insurance with a Disability

According to CDC, one in four adults in the US has a disability. Compared to normal individuals, disabled people might prioritize having life insurance to provide their families with a financially independent life. However, buying life insurance with physical impairments can be challenging because insurers see those applicants as riskier. Fortunately, you may still be eligible for life insurance, even with a disability, under some conditions. Let us discuss them. Who Can Qualify for Life Insurance with a Disability? Disability-specific term insurance can cover people with impairments. Many prominent insurance […]

14 September 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Does Your Homeowners Insurance Cover Plumbing Issues?

Your homeowners insurance frequently covers unexpected and accidental losses, such as spontaneous pipe ruptures. However, it won’t cover gradual, continuous slab leaks or other issues brought on by carelessness or poor maintenance. Although homeowners insurance covers several plumbing issues, it often does not cover water damage that might have been avoided, such as gradual leaks or frozen pipes in an unheated home. Furthermore, homeowners insurance is unlikely to cover the cost of removing or remediating mold resulting from avoidable water damage. What Homeowners Insurance Covers Plumbing-Related Issues? Your homeowners insurance […]

insurance tips to protect your small business

24 August 2022 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Insurance Tips You Need to Protect Your Small Business

It’s crucial to constantly be ready for the unexpected, with hurricanes off the Gulf Coast, wildfires raging in the West, and floods and thunderstorms in the central regions. The NPM theme offers principles to live by as the pandemic continues to influence our daily lives. One of the most crucial decisions a business owner must make is ensuring their investment, employees, and property, given the amount at stake. Of course, other factors should be considered, including workers’ compensation, commercial vehicle, and property. So how do you get started? Here are […]

10 August 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

6 Myths About Buying Life Insurance You Should Know

When purchasing life insurance, there are many myths and misunderstandings. For example, you may believe that life insurance is prohibitively expensive or that you only require it as you age. Many individuals are unaware of how helpful life insurance may be because it is not required by law, unlike auto insurance. However, regardless of age, income, or dependents, practically everyone may gain from getting some sort of life insurance. Here are the six most common misconceptions about life insurance policies: Life Insurance Is Expensive The cost of life insurance is […]

20 July 2022 Massive Insurance and Financial Services, LLC. Category: Article Archives

Summer Health Tips to Stay Fit and Fine

Summertime means backyard barbeques, playing in the water, outdoor sports, etc. While summer activities are enjoyable, the rising temperature comes with a risk of health issues such as dehydration, skin rashes, fever, food poisoning, and itching. Therefore, it is essential to take ample preventive measures to beat the heat and stay healthy. Here are some summer health tips to help you stay in good physical health. Keep Yourself Hydrated Dehydration is common in summer due to perspiration and constant sweating, so drink plenty of fluids, including water, buttermilk, fruit juices, […]

6 July 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Simple Tips to Maintain Your Car in Good Shape

Every car requires maintenance to keep it running smoothly. Properly maintaining your car can go a long way towards mitigating its repair costs, extending its lifespan, and keeping you and your fellow passengers safe. Therefore, follow these tips to keep your car in top condition. Check and Change the Engine Oil It is best to check the engine oil every month and change it as directed by your manufacturer. Generally, manufacturers recommend changing the oil every six months or 7500 miles, whichever comes first. However, for intense driving with frequent […]