BLOG

18 April 2014 Category: Article Archives

Understanding the Basics of E&O Insurance

Many businesses are unaware of the fact that they are at risk for errors and omissions exposure. As a business, you are responsible for providing adequate service and products that meet or exceed the results that were promised. When this doesn’t occur and a client decides to retaliate, that’s when E&O insurance comes into play. What Is It? Basically, E&O insurance is a liability insurance that protects individuals and businesses against client-made claims regarding negligent actions or inadequate work. Generally, the insurance policy will cover the judgment, attorney fees and […]
READ MORE

14 April 2014 Category: Article Archives

Farm Insurance: the Right Coverage for you

If you are a farm owner, chances are you’ve already considered the most basic coverage that you will need to ensure that you are insured in case of incident.  But this basic coverage, in many cases, simply won’t be enough to cover every possible issue that might arise during a given year. In order to properly assess your coverage, you first need to understand the risks and liabilities inherent in your business.  What kind of farming do you do?  Do you work with livestock?  Agritourism?  Food products?  What assets do […]
READ MORE

9 April 2014 Category: Article Archives

5 Car Maintenance Tips to Get Your Car Ready for Spring

It’s time to get the car ready for spring, especially since the average age of vehicles is more than 10 years old. Here are five important spring maintenance tips for your vehicle: Change your vehicle’s oil and check all the fluids to ensure they are at their proper levels. Check the pressure of and rotate your tires. Make sure your spare tire is inflated and ready to go. Inspect your brakes and related components. After a winter full of salty roads, it is important to check the brake pads, rotors, […]
READ MORE

4 April 2014 Category: Article Archives

Community Events: April in Pasadena

It’s a great time to start getting involved in your community, and there are so many fun local events going on this April right here in Pasadena.   On Thursday April 10th at the Armory Center, attend a screening of the documentary Bidder 70.  Filmmakers George and Beth Gage follow activist Tim DeChristopher in his bid for parcels of Utah land and his subsequent arrest and imprisonment.  The screening begins at 7:00 PM and is free and open to the public. If you’re looking for an avante garde community event […]
READ MORE

28 March 2014 Category: Article Archives

Customize Your Insurance Coverage With a Business Owners’ Policy

Every business – no matter how big or small – needs insurance coverage. From liability insurance, worker’s compensation insurance, commercial property and auto policies, your business is at risk without the appropriate type of coverage. One traffic accident or employee injury could leave you bankrupt. But do you need all of these products? Maybe. Most states, including California, require businesses to carry workers comp insurance for each employee, and if you have a brick-and-mortar location, you’ll certainly want to have commercial property coverage. To meet each business owner’s specific needs, […]
READ MORE

24 March 2014 Category: Article Archives

3 Benefits of Group Insurance

Many companies offer different types of insurance for their employees. Group insurance is a great choice for insurance because it has so many great benefits that cannot be ignored or beaten. Makes it Easy Insurance is complicated, but having your insurance through a group makes it easy to sign up and stay enrolled. Your HR department walks you through the steps and answers any questions. Plus, depending on your company, you may have your health insurance, life insurance and other forms of insurance all through your work, so you only […]
READ MORE

19 March 2014 Category: Article Archives

Don’t Get Sick; Get Even with the Flu

Even though we are looking forward to springtime, flu season isn’t quite over yet!  Preventing the flu is a lot easier than having the flu, and here are a few tips to keep you healthy as we head towards the warmer weather. Wash your hands several times a day with soap and warm water.  Each hand washing should take at least fifteen seconds for highest affectivity. Carry (and use!) gel hand sanitizer; many communal surfaces can carry flu germs including: copy machine buttons, coffee pot handles, doorknobs, telephones, shared books/office […]
READ MORE

14 March 2014 Category: Article Archives

3 Small Business Tax-Saving Tips

If you own a small business, there are many tax deductions you can take that you might be missing. Check out these three tax saving tips to see if you can save more on your taxes. Travel Expenses If you have to travel for your small business, you can deduct 100 percent of the cost of your hotel room and cost of travel, such as airfare. Other expenses associated with travel are also covered, such as car rental fees and even tipping the hotel staff. Even your meals are deductible […]
READ MORE

10 March 2014 Category: Article Archives

Create a disaster plan for your business

There are circumstances beyond our control that can affect our company‘s operations and how we do business. Disasters of all sizes are responsible for preventing businesses from opening, servicing customers and receiving materials from suppliers. According to the U.S. Small Business Administration, disasters are responsible for an estimated 25 percent of businesses not being able to ever reopen again. Major disasters, such as hurricanes, earthquakes, fires and floods are rare, but can be responsible for a halt in business operations. Smaller, more common disasters include power outages and computer crashes. […]
READ MORE

5 March 2014 Category: Article Archives

Visit the Pasadena Farmers’ Market

The Pasadena Certified Farmers’ Market is the best place to obtain fresh fruits, vegetables and other items from local farmers and proprietors.  Meet farmers and vendors from our own community and have the opportunity to talk to them about their products! There are two local markets to choose from that are open in March: Villa Parke Center – located at 363 East Villa Street – open Tuesdays 8:30am-12:30pm Victory Park – located at the 2900 block of North Sierra Madre Blvd – open Saturdays 8:30am-12:30pm The Pasadena Certified Farmers’ Market […]
READ MORE