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Requirement of product liability insurance in business

18 May 2023 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Why Does Your Business Need Product Liability Insurance?

Product liability insurance is essential coverage for businesses that manufacture, distribute, or sell products. It provides protection against claims arising from bodily injury, property damage, and other losses caused by a defective product. If you’re a business owner, it’s important to consider whether your operations require this type of insurance and what it covers. In this article, we’ll discuss what product liability insurance covers, how much it costs, and how to obtain it. What Product Liability Insurance Covers Product liability insurance provides coverage for claims related to defective products. This […]

11 May 2023 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

5 Tips to Follow for Safe Driving at Night

Driving at night can be a challenging and risky task. The reduced visibility, glare from headlights, and drowsiness can make it difficult to navigate the roads safely. According to the National Safety Council, driving at night is three times more dangerous than driving during the day. Hence, taking extra precautions when driving at night is essential to avoid accidents. Here are five tips to help you drive safely at night: Check Your Headlights and Taillights Before heading out, ensure that your headlights and taillights are working correctly. Also, make sure […]

All you need to know about business owners policy

19 April 2023 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Business Owners Policy (BOP): What It Covers and How to Get It?

As a business owner, you have a lot on your plate. Running a successful business takes a lot of hard work, dedication, and perseverance. One important consideration that should never be overlooked is protecting your business against risks and liabilities that could harm your bottom line. One of the best ways to do this is to invest in a Business Owners Policy, or BOP. In this post, we’ll explore what a BOP is, who should buy one, what it covers and doesn’t cover, how much it costs, and where you […]

Which one to choose between term and whole life insurance

5 April 2023 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Term vs. Whole Life Insurance: Which One Should You Choose?

When it comes to insurance, there are two main types of policies available: term life insurance and whole life insurance. While they both offer protection to policyholders, they differ significantly in terms of cost, coverage, and structure. In this blog, we will dive deep into the details of both. What Is the Difference Between Term and Whole Life Insurance? Term life insurance provides coverage for a set period, usually between 10 and 30 years, and pays a death benefit if the insured person dies during that period. Whole life insurance, […]

All you need to know about commercial property insurance

22 March 2023 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Planning to Buy Commercial Property Insurance? You Should Know These Things

Commercial property insurance is important for any successful business, as it provides financial security to business owners in the event of property damage or loss, allowing them to keep operating even amid uncertainties. However, having the right commercial property insurance policy is key for any business owner. Here, we’ll cover some important things to consider when shopping for a commercial property insurance policy. Different Types of Commercial Insurance When it comes to commercial insurance, there are many different types of policies. Depending on the type of business you run, you […]

Does life insurance pay for funeral expenses

15 March 2023 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Will My Life Insurance Reimburse Funeral Costs?

It’s hard to think about how your family is taken care of financially after your demise and who will cover your funeral costs. This is where you will think about your life insurance and whether or not it covers your funeral costs. Let’s discuss it. Does Life Insurance Cover Funeral Costs? Yes, life insurance can cover funeral costs. Life insurance pays out a lump sum to the beneficiaries when the policyholder passes away. Your family can use this money to cover your funeral costs and any other expenses they may […]

workers compensation coverage for lost wages

22 February 2023 Massive Insurance and Financial Services, LLC. Category: worker compensation

Does Your Workers’ Comp Pay for Lost Wages?

When it comes to workplace accidents and injuries, many workers are left wondering if they are eligible for workers’ compensation benefits. Workers’ compensation is a type of insurance designed to provide financial support for employees injured or who become ill as a result of their job. In this blog, we’ll take a look at the requirements for workers’ compensation, how it is calculated, and some exemptions in the state of Texas. Workers’ Compensation Requirements Workers’ compensation is available to employees who are injured or become ill as a result of […]

when should you cancel home insurance while selling home

8 February 2023 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

When Should Home Sellers Cancel Their Homeowners Insurance?

Selling your home can be a stressful process. One of the most critical steps of the selling process is cancelling your homeowners insurance. Cancelling your policy can have financial and legal implications, so it is important to know when and how to cancel your policy. This blog will discuss when you should cancel your homeowners insurance and how to do it. Do I Need to Cancel Home Insurance When Selling a House? When selling your home, you may wonder if you need to cancel your homeowners insurance. The answer is […]

Car insurance coverage for engine problems

25 January 2023 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Does Your Car Insurance Cover Engine Repairs?

One of the most important responsibilities of a car owner is keeping your car’s engine in good condition. However, even with regular maintenance, the engine can fail unexpectedly. If this happens, you must know whether your car insurance will cover engine repairs. In this blog, we’ll explore the various scenarios in which car insurance can cover engine repairs. We’ll also cover the different types of auto insurance coverage and how they can help you with the coverage of engine repair costs. When Does Car Insurance Cover Engine Repair? When it […]

Homeowners insurance coverage for foundation issues

11 January 2023 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Does Homeowners Insurance Cover Foundation Repairs?

Are you a homeowner wondering if your insurance policy will cover foundation repairs? The answer is not always straightforward. Homeowners insurance covers repairs for sudden and accidental events, but it may not cover repairs that are needed due to normal wear and tear. In this blog, we will explore when insurance may cover repair costs related to foundation issues and when they may not be covered. Foundation problems can be costly to repair, so you’ll want to know if your insurance policy covers these types of repairs. The answer depends […]