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Assigned Risk Pools For Auto Insurance by Massive Insurance

6 May 2021 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Explaining Assigned Risk Pools for Auto Insurance

High-risk drivers usually experience difficulty finding car insurance. The risk of insuring these drivers is something most insurance companies are unwilling to take. It’s understandable because they can make claims that exceed their annual premiums in the long run, as a typical high-risk driver has had too many accidents and speed tickets. Insurance providers decline them any offer for insurance. Assigned risk pools for auto insurance are your last resort when other options fail. They offer the state’s minimum insurance coverage when other insurers turn you down. What Is an […]

22 April 2021 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

An Overview of the Different Types of Home Insurance Premiums

While you likely feel great about your home insurance policy, you may not be aware of the benefits of premium policies. Premium policies provide extra coverage that allow you to enhance your home insurance. Generally, home insurance premiums are paid on a monthly or semi-annual basis. Home insurance premium costs depend on the type of coverage that you are looking for. Basic Home Insurance Coverage Your basic home insurance coverage protects your property and personal items. You are covered if the interior and exterior of your home are damaged. You […]

8 April 2021 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Why Commercial Insurance Is an Important Part of Your Business

There are a lot of variables involved with making sure that businesses perform at the highest level. One mistake can change everything. Suddenly, the possibility that you could lose everything that you have worked for becomes very real. During tough times, you can rely on commercial insurance. Commercial insurance can help protect your business in the following ways: Covers Your Business Against Litigation Unfortunately, many of the risks involved while operating a business are potentially expensive if something goes wrong. Imagine one of your customers walks into your building and […]

18 March 2021 Massive Insurance and Financial Services, LLC. Category: Home Insurance

6 Warning Signs that Your Roof Needs to be Replaced

Although many homeowners do not provide adequate care and maintenance for their roofs, it is one of the most essential parts of a home. The general advice is to hire a professional roofer to thoroughly inspect your roof at least once a year. This helps prevent unexpected damages that can endanger the lives of the inhabitants. Here are six signs which indicate that your roof may need to be replaced. 1. Cracks or holes in the roof One of the easiest ways to know there’s a crack in your roof […]

4 March 2021 Massive Insurance and Financial Services, LLC. Category: Investment

4 Useful Tips for Building Your Investment Portfolio in 2021

2020 was a year filled with uncertainties and challenges for businesses everywhere in the world. If you are starting a business in 2021 or trying to help an established business recover, it is important to make new plans and adjustments to build your business and make up for what was lost or hindered in the previous year. Here are four investment tips for building your investment portfolio in 2021. 1. Create a Schedule The challenges of 2020 caused investors to second guess both the market and their investment choices. However, […]

18 February 2021 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Understanding Your Auto Coverage Needs

It’s no news that your auto insurance coverage is essential. Coverages like comprehensive, collision, bodily injury, and property liability can help cover the cost of expensive claims in the event of an accident. However, every driver has their own coverage needs. So, it may be difficult to answer the question of how much auto insurance coverage you need. For the exact amount of auto insurance coverage required, you need to perform a degree of research. The amount of deductibles you can afford will significantly impact your insurance costs. In this […]

4 February 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

All You Need to Know About Variable Universal Life Insurance

Variable life insurance is a common term in the world today. Some people appreciate the importance of this type of insurance, while others don’t like talking about it. Some people believe life insurance isn’t worth the money or isn’t meant for them. In most cases, people who reach these conclusions haven’t looked into the available options for themselves and their loved ones. The term life insurance and whole life insurance are the most typical policy types. However, there is a new concept you may not have heard of called variable […]

21 January 2021 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

What is Covered by Homeowners Insurance?

Homeowners insurance allows you to protect one of your most valuable assets. The policy protection for your home and personal items. Here is a breakdown of what homeowners insurance covers. Overview Homeowners insurance coverage provides benefits to help you repair your home if it is damaged. The policy also covers your personal items if they are stolen and need to be replaced. Homeowners insurance also covers your property if it is damaged due to a fire or severe weather. You’ll also want liability coverage to protect you if you damage […]

7 January 2021 Massive Insurance and Financial Services, LLC. Category: Lifestyle

6 Morning Mindfulness Exercises for a More Productive Day

Experiencing excitement and energy in the morning sets the tone for the rest of your day. It’s essential to develop a morning routine. Mindfulness practices enable you to focus on the present. These are especially beneficial in the morning because they allow you to start the day focused and refreshed. Here is a look at some mindfulness exercises to consider utilizing. Early Morning Check-Up One of the morning mindfulness activities that you should consider is to check in with yourself as soon as you wake up. Analyze your thoughts, feelings, […]

23 December 2020 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

How to Reduce Your Auto Insurance Premium Smartly?

Auto insurance is something we all are required to carry. Fitting it into your budget, however, can be a challenge. The key is finding ways to save a few dollars each month on all of your bills. When it comes to your auto insurance, there are many different ways you can save. After a few minutes of working with your insurance agent, you will be able to find several ways to save. This article discusses some ideas to lower your car insurance premium smartly. Bundle Your Policies Having multiple insurance […]