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28 September 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Important Insights on Qualifying for Life Insurance with a Disability

According to CDC, one in four adults in the US has a disability. Compared to normal individuals, disabled people might prioritize having life insurance to provide their families with a financially independent life. However, buying life insurance with physical impairments can be challenging because insurers see those applicants as riskier. Fortunately, you may still be eligible for life insurance, even with a disability, under some conditions. Let us discuss them. Who Can Qualify for Life Insurance with a Disability? Disability-specific term insurance can cover people with impairments. Many prominent insurance […]

14 September 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Does Your Homeowners Insurance Cover Plumbing Issues?

Your homeowners insurance frequently covers unexpected and accidental losses, such as spontaneous pipe ruptures. However, it won’t cover gradual, continuous slab leaks or other issues brought on by carelessness or poor maintenance. Although homeowners insurance covers several plumbing issues, it often does not cover water damage that might have been avoided, such as gradual leaks or frozen pipes in an unheated home. Furthermore, homeowners insurance is unlikely to cover the cost of removing or remediating mold resulting from avoidable water damage. What Homeowners Insurance Covers Plumbing-Related Issues? Your homeowners insurance […]

insurance tips to protect your small business

24 August 2022 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Insurance Tips You Need to Protect Your Small Business

It’s crucial to constantly be ready for the unexpected, with hurricanes off the Gulf Coast, wildfires raging in the West, and floods and thunderstorms in the central regions. The NPM theme offers principles to live by as the pandemic continues to influence our daily lives. One of the most crucial decisions a business owner must make is ensuring their investment, employees, and property, given the amount at stake. Of course, other factors should be considered, including workers’ compensation, commercial vehicle, and property. So how do you get started? Here are […]

10 August 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

6 Myths About Buying Life Insurance You Should Know

When purchasing life insurance, there are many myths and misunderstandings. For example, you may believe that life insurance is prohibitively expensive or that you only require it as you age. Many individuals are unaware of how helpful life insurance may be because it is not required by law, unlike auto insurance. However, regardless of age, income, or dependents, practically everyone may gain from getting some sort of life insurance. Here are the six most common misconceptions about life insurance policies: Life Insurance Is Expensive The cost of life insurance is […]

20 July 2022 Massive Insurance and Financial Services, LLC. Category: Article Archives

Summer Health Tips to Stay Fit and Fine

Summertime means backyard barbeques, playing in the water, outdoor sports, etc. While summer activities are enjoyable, the rising temperature comes with a risk of health issues such as dehydration, skin rashes, fever, food poisoning, and itching. Therefore, it is essential to take ample preventive measures to beat the heat and stay healthy. Here are some summer health tips to help you stay in good physical health. Keep Yourself Hydrated Dehydration is common in summer due to perspiration and constant sweating, so drink plenty of fluids, including water, buttermilk, fruit juices, […]

6 July 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Simple Tips to Maintain Your Car in Good Shape

Every car requires maintenance to keep it running smoothly. Properly maintaining your car can go a long way towards mitigating its repair costs, extending its lifespan, and keeping you and your fellow passengers safe. Therefore, follow these tips to keep your car in top condition. Check and Change the Engine Oil It is best to check the engine oil every month and change it as directed by your manufacturer. Generally, manufacturers recommend changing the oil every six months or 7500 miles, whichever comes first. However, for intense driving with frequent […]

22 June 2022 Massive Insurance and Financial Services, LLC. Category: Health Insurance

Health Insurance Claims: Everything You Need to Know About Filing Them

Many factors affect how much you’ll be reimbursed for your health insurance claims. The first thing to look at is the type of hospital you’re treated in. That’s because some insurance companies only pay a certain amount for health care expenses at one specific hospital. Therefore, your reimbursement would be different if you were treated in another hospital or another city. If you were treated at a hospital and the doctor didn’t write off any costs, then it’s possible that only a part of your bill will be paid by […]

8 June 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

5 Significant Auto Insurance Discounts You May Not Know About

The average driver in the United States pays $1,976 per year for car insurance. That’s a lot of money to spend on something you may not even use every day. If you want to save some cash and get good coverage simultaneously, consider switching your auto insurance company. Car insurance is required in most places to protect a driver’s assets and to comply with the law. The good news is that there are auto insurance discounts to lower the prices charged by insurance companies. Unfortunately, many drivers are unaware of […]

25 May 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

What Life Insurance Is Best For Self-Employed People?

Everyone at some point in their lives wants to be a boss. You get to control your work hours, set your work rules, and make decisions on your own. If you work for yourself, you should also take care of yourself. For traditional corporate workers, this is easy. They can either get one through their workplace or on their own. Seeing as their income is fixed. But when you are self-employed, your income is flexible. Knowing the coverage you need may be tricky. So, how do self-employed people get life […]

11 May 2022 Massive Insurance and Financial Services, LLC. Category: Auto Insurance, Homeowner Insurance

How to Bundle Homeowners and Auto Insurance to Save Money?

Having an insurance policy is a great way to protect yourself from the financial crisis that may arise from a peril. However, a certain percentage of Americans see insurance cost as bothersome. This is because they do not know how to save money on insurance. One way to do that is by bundling policies. Policyholders can purchase more than one policy from the same insurer and bundle it at a discounted price. This post contains ways to bundle homeowners and auto insurance to save money. Read on to find out […]