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Whats The Procedure For Filling A Large Homeowners Claim

20 January 2022 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

What’s The Procedure for Filing a Large Homeowners’ Claim?

When you experience a significant event that damages your home and belongings, you will need to know how to file a claim against your homeowners’ insurance. Many people have a policy in place and pay monthly premiums without ever understanding what they need to do if a disaster occurs. The following steps will help you get the process started so that you can get your life back on track. Get in Touch With Your Insurance Provider as Soon After the Event as Possible After any type of event where your […]

6 January 2022 Massive Insurance and Financial Services, LLC. Category: Life Insurance

Why Is It Important to Buy Life Insurance at an Early Age?

Most people only think about life insurance only when they are faced with a crisis or when they are starting to plan for their retirement. The problem with those scenarios is that it’s too late to buy life insurance if a crisis arises, and many people put off planning for their retirement because they need to have access to their money now. Today, several life insurance policies allow them to plan for their retirement and safeguard their families while simultaneously making it possible for them to still access at least […]

30 December 2021 Massive Insurance and Financial Services, LLC. Category: Homeowner Insurance

Will My Homeowners’ Insurance Cover Roof Leaks and Replacement Cost?

Having a house doesn’t come cheap. It requires a huge investment, that’s why you need to protect it. There is no better way of protecting your home from potential damage if not with homeowners’ insurance. It is a form of safety net that covers you and your home financially. In case of damage or theft, it will cover the repair or replacement cost of your home to bring it to its original state or close to it. However, there are certain limitations to this insurance. Like if it will cover […]

9 December 2021 Massive Insurance and Financial Services, LLC. Category: Health Insurance

What Should You Know Before Altering Your Health Insurance Policy?

If you are considering changing your health insurance coverage, there are a few things you need to know. There are limited times when you can choose to change your existing coverage or purchase a new policy altogether. Special events, however, may open up new enrollment periods. It’s important that you know what you need when you make the decision to change your health insurance. Once you make the changes, it isn’t easy to reverse them. This article provides some key points to consider while changing your insurance policies. Understanding Enrollment […]

18 November 2021 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

How Can the Make of Your Car Impact Your Auto Insurance Rate?

There are a lot of variables that impact your auto insurance premiums. You may be surprised to know that the type of vehicle that you drive could impact your policy. Searching for auto insurance can be complicated at times. That’s because not only operating a vehicle is quite a high-risk endeavor, but also because there are a lot of coverage options to consider. When researching auto insurance variables, it’s important to look at information regarding the type of vehicle you are driving. All of these variables factor into the amount […]

4 November 2021 Massive Insurance and Financial Services, LLC. Category: Home Insurance

Practical Ideas to Keep Your Renters Insurance Premiums Affordable

If you rent a room or apartment, buying renters insurance is crucial to protect your personal belongings. Your landlord’s commercial insurance will only cover so much if a strong storm damages your unit. Here are helpful insights for keeping your renters insurance affordable. Opt For a Renowned Insurance Agency A well-known insurance provider generally caters to a large and diverse customer base and can usually provide a wider selection of insurance options to customers. This model allows for the company to nurture long-term relationships to help meet the specific needs […]

28 October 2021 Massive Insurance and Financial Services, LLC. Category: Auto Insurance

Everything You Need to Know About Auto Liability Insurance Coverage

Auto liability insurance coverage is a necessity for every driver. This coverage covers the cost of the damages done to a victim in an accident where you are found to be at fault. This is when auto liability insurance coverage comes into action. Key Points: In a situation where you are at fault in an accident that leads to damaged property, auto liability will provide financial protection. Auto liability insurance coverage also covers bodily harm. So if you are at fault for causing one an accident, it will cover the […]

21 October 2021 Massive Insurance and Financial Services, LLC. Category: Life Insurance

What Is a 30 Year Term Life Insurance Plan and How Does It Function?

First, life insurance can be defined as a contract drawn between an insurance policyholder and an insurance company. The insurance company promises to pay a certain amount of money to someone when the insured dies. Term life insurance is a kind of insurance between an insurance company and the insured. This type of life insurance assures payment of a particular resource agreed in the contract when the insured dies. If after the specified time in the contract expires and the insured is still alive, the holder can renew it for […]

23 September 2021 Massive Insurance and Financial Services, LLC. Category: Home Insurance

Homeowners Insurance for New Homes Vs. Old Homes

Homeowners insurance is a form of property insurance that covers losses and damage to an individual’s residence while protecting their furnishings and other assets in the home. Insuring Old and New Homes When looking for homeowners’ insurance for a new home, you’ll discover that there are many insurance companies to choose from. However, the options might be limited when it comes to insuring an old home. Home insurance companies perceive homes that are more than fifty years old as high-risk. Older homes often require expensive and frequent repairs, which most […]

Why You Need Home Based Business Insurance

9 September 2021 Massive Insurance and Financial Services, LLC. Category: Business Insurance

Why Do You Need Home-based Business Insurance?

Home-based businesses operating on a small scale face many of the same risks as their larger counterparts. Third-party claims, and car accidents are examples of such risks. Therefore, business owners must purchase adequate insurance to protect themselves from losses. Some business owners might think that their homeowners insurance is enough to cover claims arising from their home-based business activities. However, this is a faulty assumption because most homeowners policies contain business-related exclusions and limitations. How Do I Insure My Home-based Business? As an extension of your home insurance, you can […]