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What To Expect If Your Car Insurance Policy Lapses

12 August 2021 Category: Auto Insurance

What to Expect If Your Car Insurance Policy Lapses

A lapse in car insurance is the period when a registered car is without coverage. Like all types of insurance policies, car insurance requires the policyholder to pay premiums. Premiums are payments made in exchange for coverage of your vehicle, should any damages or losses occur. These payments are made periodically, usually monthly, to the insurance company. Failure to keep up with payments can lead to a policy cancellation, leaving you without coverage. Other reasons why your auto coverage could lapse include deployment, you no longer drive, etc. Most insurance […]
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Understanding Pros And Cons Of Collision Coverage

8 July 2021 Category: Auto Insurance

Understanding the Pros and Cons of Collision Coverage

Getting a new car is a big investment. One of the ways to protect that investment is with car insurance. One type of coverage that you can choose is what is known as collision insurance. Although it is not required except on certain occasions, collision insurance has its benefits. Here is a closer look at collision insurance to help you make an informed decision on whether to include it in your coverage. Collision Insurance  This type of insurance covers your vehicle in the event of damages due to an accident […]
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Auto Insurance Claims

10 June 2021 Category: Auto Insurance

What to Expect If You File Multiple Auto Insurance Claims

An auto insurance policy helps protect you from unforeseen circumstances such as accidents, theft, disasters, or damages you unintentionally cause to other people’s property. If an incident occurs and the event has already been insured, you can file a claim, and your insurer will cover the damages. However, many people wonder if it is possible for an insurance company to drop coverage because of too many claims. In this article, we’ll explain how that works and what can happen if you file too many auto insurance claims. Understanding Multiple Claims […]
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Assigned Risk Pools For Auto Insurance by Massive Insurance

6 May 2021 Category: Auto Insurance

Explaining Assigned Risk Pools for Auto Insurance

High-risk drivers usually experience difficulty finding car insurance. The risk of insuring these drivers is something most insurance companies are unwilling to take. It’s understandable because they can make claims that exceed their annual premiums in the long run, as a typical high-risk driver has had too many accidents and speed tickets. Insurance providers decline them any offer for insurance. Assigned risk pools for auto insurance are your last resort when other options fail. They offer the state’s minimum insurance coverage when other insurers turn you down. What Is an […]
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Auto Insurance Coverage

18 February 2021 Category: Auto Insurance

Understanding Your Auto Coverage Needs

It’s no news that your auto insurance coverage is essential. Coverages like comprehensive, collision, bodily injury, and property liability can help cover the cost of expensive claims in the event of an accident. However, every driver has their own coverage needs. So, it may be difficult to answer the question of how much auto insurance coverage you need. For the exact amount of auto insurance coverage required, you need to perform a degree of research. The amount of deductibles you can afford will significantly impact your insurance costs. In this […]
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23 December 2020 Category: Auto Insurance

How to Reduce Your Auto Insurance Premium Smartly?

Auto insurance is something we all are required to carry. Fitting it into your budget, however, can be a challenge. The key is finding ways to save a few dollars each month on all of your bills. When it comes to your auto insurance, there are many different ways you can save. After a few minutes of working with your insurance agent, you will be able to find several ways to save. This article discusses some ideas to lower your car insurance premium smartly. Bundle Your Policies Having multiple insurance […]
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car insurance

6 August 2020 Category: Auto Insurance

Someone Hit My Parked Car – What Should I Do Next?

Many of us have been in a situation where we’ve returned to our vehicles to find that someone has hit it and then driven off. It can often induce panic, but there is a way to handle this situation correctly. These types of accidents are more common than you think, and they aren’t too complicated to deal with. Here is how to handle parked car accidents. What to Do When Your Parked Car Gets Hit Collect information – If you see the accident take place, you can calmly ask the […]
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cars parked in lot

12 December 2019 Category: Article Archives, Auto Insurance

Considerations to Note Before Buying a Used Vehicle

What to consider before buying a used vehicle. Are you in the market for a used vehicle? Perhaps you’re going to take advantage of the holiday sales and find yourself a new-to-you ride. But before you start shopping for used cars, take a look at these considerations. When you’re better prepared, you stand a better chance of securing the right vehicle. Budget Before you start looking for vehicles, first work out what you can and can’t afford. Whether you want to buy it outright or take out a loan, you […]
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someone driving a car

21 November 2019 Category: Article Archives, Auto Insurance

What Does Non-Owner Car Insurance Cover?

What you should know about the basics of non-owner car insurance.   Did you know that even if you don’t own a car, you may still need auto insurance? That’s right, non-owner car insurance is for these exact situations where individuals drive vehicles that they don’t own. Whether you’re renting or borrowing a car, a non-owners insurance policy would pay for injuries and damage in the case of an accident. What does non-owner car insurance cover? A non-owner car insurance policy only provides minimum coverage. Typically, these policies include bodily […]
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How Are Your Auto Damages Estimated? two paper figures of cars crashing

18 April 2019 Category: Article Archives, Auto Insurance

How Are Your Auto Damages Estimated?

The Process of Evaluating Auto Damage If your vehicle is damaged in an accident, it can be a stressful situation for any of us. Most of us aren’t qualified mechanics and cannot understand the extent of the vehicle damage immediately. For this reason, it’s normal to panic and think the worst about the repair expenses. After all, what can look like a seemingly minor bump can cause a vital part to crack, which can be expensive to replace. To help you understand the process of estimating auto damage to put […]
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