AUTO INSURANCE IN PASADENA, CA

Do You Have the Right Auto Insurance in Pasadena, CA?

In our beautiful state of California, we want to protect people out on the road. To do that, the state requires that each driver carries a certain amount of auto insurance in Pasadena, CA. Specifically, they need to have liability coverage to step in when that driver causes an accident. This coverage helps the people affected cover their car repair expenses and medical bills. Do you have the right amount of this important coverage in place?

Use this guide to make sure you’re protected by your auto insurance in Pasadena, CA.

Have you covered all of your bases? Make sure you’ve considered these important types of car insurance.

Liability Coverage

As you already know, you’re legally required to carry liability coverage. But how much do you really need? In California, the minimum amounts you need to carry are:

  • $15,000 for injury or death to one person
  • $30,0000 for injury or death to more than one person
  • $5,000 for property damage

Collision Coverage

Your liability coverage will pay to bang out that dent in the car you hit, but what if you need to repair your own ride? In that case, you’ll need collision coverage. This portion of your policy can help pay for the expense of damages to your car that come as the result of (you guessed it!) a collision.

Comprehensive Coverage

You’ve thought about the risks you face behind the wheel, but what happens when your car is in park? You’ve invested a lot in your vehicle, and that investment deserves to be as protected when it’s sitting at the curb as when it’s on the road. That’s where comprehensive coverage comes in. It will protect your car against non-driving hazards like theft, vandalism, and falling tree limbs.

Uninsured Motorist Coverage

Although the law requires liability coverage, the California Department of Insurance reports that over 14 percent of drivers on the road don’t have a policy in place. What happens if one of them smashes into you? You can go after the money you need for repairs and doctor’s visits in court, or you can avoid that headache with uninsured motorist coverage. This type of insurance steps in when the at-fault driver doesn’t have the insurance needed to cover your bills.

Clearly, there are a lot of different types of auto insurance in Pasadena, CA. Don’t get overwhelmed! The experts at Massive Insurance can help you decide which types of protection you need to have peace of mind on and off the road. Call us today!

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