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Home insurance claims during holidays

28 December 2022 Category: Home Insurance

How to Avoid Common Home Insurance Claims Throughout the Holiday Season?

Holidays mean more celebrations and parties. Unfortunately, they also mean more home insurance claims for some people. There’s nothing worse than having to deal with insurers when you’re supposed to be spending time with your loved ones. And so, here are listed some common homeowners insurance claims and how you can avoid them this holiday season for an uninterrupted time of happiness and love with your friends and family. Four Most Common Homeowners Insurance Claims You Can Avoid During the Holidays Water Damage Many homes tend to get vacant as […]
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Importance of child life insurance

14 December 2022 Category: Life Insurance

5 Reasons Why Child Life Insurance Is Essential

Most parents think getting their child an insurance policy may not be as fruitful as investing in an FD for their future. However, that is not really the case. There are numerous benefits to getting your child a life insurance policy, one of which may end up granting you necessary financial aid for your child’s future pursuits, such as paying for education or a wedding. Let’s examine why purchasing life insurance for your child is essential. Reasons You Should Get a Life Insurance for Your Child In Case of Loss […]
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Why Is My Homeowners Insurance Cost Increasing

23 November 2022 Category: Homeowner Insurance

Why Is My Homeowners Insurance Cost Increasing?

Home insurance is a necessity if you plan on protecting your investment. Nonetheless, your homeowners insurance cost will rise in response to changes in the economic market. In most cases, the increase is gradual and you may not feel the strain for quite some time. However, in recent years, prices have gone up at a much faster rate causing one to feel the sting rather quickly. Maintaining the Inflation Guard Part of the reason your homeowners insurance cost seems to have skyrocketed is due to the inflation guard. The inflation […]
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Thanksgiving Tips for a Healthy Yet Fun-Filled Holiday!

9 November 2022 Category: Article Archives

Thanksgiving Tips for a Healthy Yet Fun-Filled Holiday!

Everyone hopes to have a happy and healthy Thanksgiving. While you can sit down to a very large meal and eat almost anything your heart desires, it’s important that you eat healthy. Whether you are eating with family or spending the day ordering your dinner online, the goal is to stick to healthy eating habits and, if you can, exercise regularly to burn off those extra carbs. Here are a few Thanksgiving tips that will keep you healthy through the festive season- Choose a Healthy Menu If you are in […]
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health insurance coverage

19 October 2022 Category: Health Insurance

Planning for a Baby? Determine Whether Your Health Insurance Covers Your Unborn

If you are planning to have a baby, ensure to review your health insurance coverage and what it covers for your baby. If you fail to update your policy, you could end up paying more costs out of pocket, as pregnancy, delivery, and postnatal care come with a host of additional expenses. If you are wondering where to start, look at the following insights about health insurance and pregnancy coverage, and act accordingly. Prenatal Care Coverage Has Made Compulsory by Law Health insurance providers are legally required to cover at […]
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Simple Tips to Keep Your Kids Safe This Halloween

5 October 2022 Category: Article Archives

Simple Tips to Keep Your Kids Safe This Halloween

Halloween can be a fun and exciting time for kids, as they play trick-or-treats, wear different costumes, enjoy candies, etc. However, on the other hand, parents would be concerned about their safety while playing trick-or-treats. If you are one among them, use the following tips to deal with your concerns while keeping your kids safe this Halloween. Encourage a Safe Road-Crossing The possibilities of kids getting hit by cars on Halloween are more compared to other days, so ask your kid to safely cross the street, looking both ways and […]
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life insurance with disability

28 September 2022 Category: Life Insurance

Important Insights on Qualifying for Life Insurance with a Disability

According to CDC, one in four adults in the US has a disability.  Compared to normal individuals, disabled people might prioritize having life insurance to provide their families with a financially independent life. However, buying life insurance with physical impairments can be challenging because insurers see those applicants as riskier. Fortunately, you may still be eligible for life insurance, even with a disability, under some conditions. Let us discuss them. Who Can Qualify for Life Insurance with a Disability? Disability-specific term insurance can cover people with impairments. Many prominent insurance […]
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Does Your Homeowners Insurance Cover Plumbing Issues

14 September 2022 Category: Homeowner Insurance

Does Your Homeowners Insurance Cover Plumbing Issues?

Your homeowners insurance frequently covers unexpected and accidental losses, such as spontaneous pipe ruptures. However, it won’t cover gradual, continuous slab leaks or other issues brought on by carelessness or poor maintenance. Although homeowners insurance covers several plumbing issues, it often does not cover water damage that might have been avoided, such as gradual leaks or frozen pipes in an unheated home. Furthermore, homeowners insurance is unlikely to cover the cost of removing or remediating mold resulting from avoidable water damage. What Homeowners Insurance Covers Plumbing-Related Issues? Your homeowners insurance […]
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insurance tips to protect your small business

24 August 2022 Category: Business Insurance

Insurance Tips You Need to Protect Your Small Business

It’s crucial to constantly be ready for the unexpected, with hurricanes off the Gulf Coast, wildfires raging in the West, and floods and thunderstorms in the central regions. The NPM theme offers principles to live by as the pandemic continues to influence our daily lives. One of the most crucial decisions a business owner must make is ensuring their investment, employees, and property, given the amount at stake. Of course, other factors should be considered, including workers’ compensation, commercial vehicle, and property. So how do you get started? Here are […]
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life insurance myths

10 August 2022 Category: Life Insurance

6 Myths About Buying Life Insurance You Should Know

When purchasing life insurance, there are many myths and misunderstandings. For example, you may believe that life insurance is prohibitively expensive or that you only require it as you age. Many individuals are unaware of how helpful life insurance may be because it is not required by law, unlike auto insurance. However, regardless of age, income, or dependents, practically everyone may gain from getting some sort of life insurance. Here are the six most common misconceptions about life insurance policies: Life Insurance Is Expensive The cost of life insurance is […]
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