Halloween Safety Tips

28 October 2015 Category: Uncategorized

Keep Halloween Horrors Away

Parents, ensure the safety of your children this Halloween night. Children love Halloween night. After all, they get to dress up in full costume, enjoy a night with their friends, and receiving buckets of free candy, so who can blame them? Unfortunately, the excited spirits can turn mischievous manners into mayhem during the night of Halloween. This year, avoid a real-life nightmare with these safety steps while trick-or-treating: Let no costume material drag on the floor as it may cause trips or falls. Fasten reflective tape to costumes and bags […]
Collision vs. Comprehensive: Car Insurance Pasadena CA

23 October 2015 Category: Uncategorized

Comprehensive or Collision Coverage?

Comprehensive and collision coverage often get confused in an auto insurance policy. For many car owners, an automobile is an investment in freedom and mobility. Getting sufficient car insurance is sure-fire way to protect your car, your mobility, and your financial security. Collision and comprehensive coverage can protect your car against damage and loss, so it is important not to confuse the types of coverage for automobiles. Collision coverage addresses loss to your vehicle incurred in an accident where your car hits another car or an object like a guardrail, […]
Employee Benefits & Business Insurance Pasadena CA

19 October 2015 Category: Uncategorized

Essential Employee Benefits

For all U.S. businesses, there are essential employee benefits that must be offered. If your company approaches employee benefits as purely optional additions to a salary package, the harsh reality is that several employee benefits are mandatory in the United States. Both legally required and optional benefits have legal and tax implications for the employers offering them, so be sure that you understand the full effects of your benefit choices before establishing them. Social Security Taxes As an employer of full-time employees, you are required to collect social security taxes […]
Teen Safety & Car Insurance Pasadena CA

14 October 2015 Category: Uncategorized

Parents, Are You About To Insure Your Teen Driver?

Adding your teen to your auto insurance policy is a necessary step. Passing the wheel to your teenage driver is a monumental moment for yourself and your child. Doing this stimulates the addition of your child to the family car, or their own car’s, auto insurance policy. Here’s what you need to know about the process: When: Most insurance companies must be informed when your teen is driving your car with a permit. Once they pass their test and have a license in hand, then you must add them to […]

9 October 2015 Category: Uncategorized

What Is Your Homeowners Insurance Policy Missing?

Before the event of an incident, know your coverage and protection in your homeowners insurance policy. In the event of damage or loss, many people are surprised to find that certain items are excluded from coverage when filing a claim with their insurance. Ask your insurance agent if these (if any) are included in your homeowners insurance policy, and acquire the coverage if they are not. Business Activities: Typically, home insurance covers only minor losses such as damage or theft of home office equipment. Purchasing separate business insurance is the best […]
Employers & Workers Compensation Insurance

2 October 2015 Category: Uncategorized

Employers: Be Informed About Workers’ Compensation Insurance

Helpful facts employers should know about their workers’ compensation insurance.   You likely already know that workers’ compensation insurance is required for employers in California. Do you know much more than that, though? Since you have to carry this type of coverage, we believe you deserve to know a bit about it. Here are some interesting facts about workers’ compensation insurance that all employers should know. Everybody needs it. All too often, people think the workers’ compensation requirements are only applicable to big business. Actually, though, if you have even one […]