30 April 2014 Category: Article Archives

Do I Only Need To Get A Business Owners Policy?

New business owners wanting to get their operations started on the right path are taking the time to find out all the different types of insurance products available. A business owners policy (BOP) is a type of packaged coverage offering the most common types of insurance most businesses require for their operations. The great thing about BOP insurance is that a business owner can modify what type of coverage is included in the policy so they are not paying for things they don’t need, according to Forbes. Yet, should a […]

23 April 2014 Category: Article Archives

Should I Be Working With an Independent Insurance Agent?

Independent insurance agents can often get you the best coverage at the best prices. There are many benefits to working with an independent agent as opposed to an insurance company. Independent Agents Have a Larger Inventory of Policies Independent insurance agencies can connect you to policies on both a local and national level. They are extremely knowledgeable about all of the insurance offerings available to you, and can thus get you the best deal and the perfect amount of coverage. Independent Agents Handle All Your Insurance Needs You can use […]

18 April 2014 Category: Article Archives

Understanding the Basics of E&O Insurance

Many businesses are unaware of the fact that they are at risk for errors and omissions exposure. As a business, you are responsible for providing adequate service and products that meet or exceed the results that were promised. When this doesn’t occur and a client decides to retaliate, that’s when E&O insurance comes into play. What Is It? Basically, E&O insurance is a liability insurance that protects individuals and businesses against client-made claims regarding negligent actions or inadequate work. Generally, the insurance policy will cover the judgment, attorney fees and […]

14 April 2014 Category: Article Archives

Farm Insurance: the Right Coverage for you

If you are a farm owner, chances are you’ve already considered the most basic coverage that you will need to ensure that you are insured in case of incident.  But this basic coverage, in many cases, simply won’t be enough to cover every possible issue that might arise during a given year. In order to properly assess your coverage, you first need to understand the risks and liabilities inherent in your business.  What kind of farming do you do?  Do you work with livestock?  Agritourism?  Food products?  What assets do […]

9 April 2014 Category: Article Archives

5 Car Maintenance Tips to Get Your Car Ready for Spring

It’s time to get the car ready for spring, especially since the average age of vehicles is more than 10 years old. Here are five important spring maintenance tips for your vehicle: Change your vehicle’s oil and check all the fluids to ensure they are at their proper levels. Check the pressure of and rotate your tires. Make sure your spare tire is inflated and ready to go. Inspect your brakes and related components. After a winter full of salty roads, it is important to check the brake pads, rotors, […]

4 April 2014 Category: Article Archives

Community Events: April in Pasadena

It’s a great time to start getting involved in your community, and there are so many fun local events going on this April right here in Pasadena.   On Thursday April 10th at the Armory Center, attend a screening of the documentary Bidder 70.  Filmmakers George and Beth Gage follow activist Tim DeChristopher in his bid for parcels of Utah land and his subsequent arrest and imprisonment.  The screening begins at 7:00 PM and is free and open to the public. If you’re looking for an avante garde community event […]