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A Homeowners Guide to Home Insurance: Q&A

6 April 2016 0 Comments Category: Uncategorized

A Homeowners Guide to Home Insurance: Q&A

You have questions regarding homeowners insurance, and we have the answers! Insurance. When you read that word, are you overtaken by fear and uncertainty? Don’t worry. You’re not alone. It may not be the most thrilling subject in the world, but it’s essential to the know the ins and outs of your insurance policy, or if you have yet to buy one, to know what you’re getting yourself into. Virtually all mortgage lenders require you to have a homeowners insurance before they hand over the money to protect their investment. […]
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HTDMA: How to Decode Mortgage Acronyms

29 March 2016 0 Comments Category: Uncategorized

HTDMA: How to Decode Mortgage Acronyms

A small guide to get you through all the jargon. Reading all of the acronyms in a mortgage contract can leave you saying, “WTF?” If you’ve ever confused any acronyms in your texts, you’ve probably had a good laugh. Confusing the acronyms found in your mortgage contract, however, can end up being a costly mistake. For example confusing ARM for “A Rough Musketeer” could leave you paying a very high mortgage rate. Be confused no longer; know what the mortgage acronyms stand for with the list below: ARM: Adjustable-Rate Mortgage […]
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How to Fireproof Your Home

24 March 2016 0 Comments Category: Uncategorized

How to Fireproof Your Home

Know how you can keep your home safe from fire with these fireproof tips. If you’re expecting Spider-Man to save you from your burning house, we have some bad news for you: he lives in Manhattan and can only travel if there are tall buildings in the vicinity. (Also, he does not exist.) Fires are responsible for the deaths of 2,500 people and injure about 12,600 each year, and are responsible for approximately $7.3 billion in damages!  Not all is lost, however. Fires can be prevented by taking the necessary […]
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3 Helpful Tips to Know When Purchasing Home Insurance in Pasadena, CA

7 March 2016 0 Comments Category: Uncategorized

3 Helpful Tips to Know When Purchasing Home Insurance

These tips will help first-time buyers with their homeowners insurance. Buying a home for the very first time can be overwhelming. Your attention is divided into so many things that it can be easy to forget about purchasing a quality homeowners insurance policy. Before you pick up the phone and make a deal with the first link you found on Google, take a step back and breathe. Here are some tips to help you get the home insurance that you need. Compare the prices of different companies Your mortgage lender […]
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Insuring your Holiday Gifts

23 December 2015 0 Comments Category: Uncategorized

Have You Thought About Insuring your Holiday Gifts?

Since you’ve put a lot of thought and money into picking the right holiday gifts, it’s well worth insuring them. With the holiday season in full swing, you’ve probably given some thought to holiday gifts. Maybe you had yours purchased and wrapped weeks ago. Maybe you’re doing the last-minute mad dash to get everything you need. Maybe you’re somewhere in between. Either way, you invest a lot – from mental energy to money – in picking and buying holiday gifts. Insuring them is the best way to protect your gifts […]
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Hidden Poisons Dangerous to your Pets

18 November 2015 0 Comments Category: Uncategorized

Hidden Household Pet Poisons

Steer your pet away from toxic items that lurk within your home. Anyone who has a pet knows how difficult it can be to keep them away from food and items that they shouldn’t eat. From leftover candy to table scraps, dogs and cats have the propensity to eat anything and everything around the house. What we don’t know is that some of these items that may seem innocent are poisonous to our furry friends. Here are four household items which can threaten your animals’ life: Ibuprofen This medicine inhibits […]
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Preparing for Natural Disasters

13 November 2015 0 Comments Category: Uncategorized

Preparing Your Finances for an Unexpected Natural Disaster

Your financial future can be protected with reliable Pasadena, CA insurance. While a natural disaster may not be at the top of your list of concerns, it’s known that the U.S. experienced a record-breaking number of natural disasters in 2011 with losses of nearly $60 billion. With the number of natural disasters on the rise, residents nationwide are realizing that Mother Nature can cause havoc wherever. Thousands of citizens who never dreamed of weather-related conditions are now facing the threat of damage to their home and finances. If you are […]
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9 October 2015 0 Comments Category: Uncategorized

What Is Your Homeowners Insurance Policy Missing?

Before the event of an incident, know your coverage and protection in your homeowners insurance policy. In the event of damage or loss, many people are surprised to find that certain items are excluded from coverage when filing a claim with their insurance. Ask your insurance agent if these (if any) are included in your homeowners insurance policy, and acquire the coverage if they are not. Business Activities: Typically, home insurance covers only minor losses such as damage or theft of home office equipment. Purchasing separate business insurance is the best […]
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Fall Gardening Tips for Homeowners

21 September 2015 0 Comments Category: Uncategorized

Fall Gardening Tips For Homeowners

Out with the old, in with the new: it’s time for fall gardening! We know it’s hard to believe, but the summer’s already over. While you might be a little sad to say goodbye to the long, sunny days and warm evenings, spending a little time in your garden can soften the blow of transitioning seasons. There’s actually no better time to do it, too! By tending to your garden now, you can make sure it blooms next spring while it stays beautiful through the winter months. Here are a […]
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Wildfire Season and Homeowners Insurance Pasadena CA

13 July 2015 0 Comments Category: Article Archives

Safeguarding Your Home From Wildfires

Wildfire Season And Homeowners Insurance In Pasadena, California Homeowners to the Golden State are no stranger to California wildfires, but if you fail to take proactive measure you can find your home in ruin once the storm subsides. In the midst of wildfire season, safeguarding your home from the damage fires leave in their path cannot be stressed enough. We want to ensure that you, your home, and your family are protected, which is why we urge you to keep these homeowner safety tips in mind: There is no reason […]
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