home insurance Archives - Home & Auto Insurance Pasadena CA

15 June 2017 Massive Insurance and Financial Services, LLC. Category: Article Archives, Home Insurance

Homeowners Safety Tips While on Vacation

Summer is the ideal time to get away. But before you head off to paradise, brush up on your homeowners safety tips. Summer is upon us, and hopping on a plane and jetting off to some foreign location for a week (or two) of rest and relaxation is ideal for this season. The days and weeks before your trip of last-minute packing and departure anxiety can be a busy and stressful time. Whether you’re heading to the beach or to the mountains, protection for your home will give you the […]

30 January 2017 Massive Insurance and Financial Services, LLC. Category: Article Archives, Home Insurance

Tips for Home Fire Safety

Winter is here. If you plan on lighting your fireplace, make sure that you keep your home safe with these home fire safety tips. As the winter brings down temperatures into the ridiculously cold, you may be tempted to light your fireplace. Additionally, with natural gas prices continuing to rise, you will likely be looking for ways to your heat your home without breaking the bank. But before you spark up those logs, you have to make sure that your fireplace and chimney are ready to work. Fireplaces are involved […]

6 April 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

A Homeowners Guide to Home Insurance: Q&A

You have questions regarding homeowners insurance, and we have the answers! Insurance. When you read that word, are you overtaken by fear and uncertainty? Don’t worry. You’re not alone. It may not be the most thrilling subject in the world, but it’s essential to the know the ins and outs of your insurance policy, or if you have yet to buy one, to know what you’re getting yourself into. Virtually all mortgage lenders require you to have a homeowners insurance before they hand over the money to protect their investment. […]

29 March 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

HTDMA: How to Decode Mortgage Acronyms

A small guide to get you through all the jargon. Reading all of the acronyms in a mortgage contract can leave you saying, “WTF?” If you’ve ever confused any acronyms in your texts, you’ve probably had a good laugh. Confusing the acronyms found in your mortgage contract, however, can end up being a costly mistake. For example confusing ARM for “A Rough Musketeer” could leave you paying a very high mortgage rate. Be confused no longer; know what the mortgage acronyms stand for with the list below: ARM: Adjustable-Rate Mortgage […]

24 March 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

How to Fireproof Your Home

Know how you can keep your home safe from fire with these fireproof tips. If you’re expecting Spider-Man to save you from your burning house, we have some bad news for you: he lives in Manhattan and can only travel if there are tall buildings in the vicinity. (Also, he does not exist.) Fires are responsible for the deaths of 2,500 people and injure about 12,600 each year, and are responsible for approximately $7.3 billion in damages! Not all is lost, however. Fires can be prevented by taking the necessary […]

7 March 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

3 Helpful Tips to Know When Purchasing Home Insurance

These tips will help first-time buyers with their homeowners insurance. Buying a home for the very first time can be overwhelming. Your attention is divided into so many things that it can be easy to forget about purchasing a quality homeowners insurance policy. Before you pick up the phone and make a deal with the first link you found on Google, take a step back and breathe. Here are some tips to help you get the home insurance that you need. Compare the prices of different companies Your mortgage lender […]

1 February 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Pasadena, CA Homeowners Insurance Exclusions You Need To Know

Know how to make up for these common Pasadena, CA homeowners insurance exclusions. Your home is most likely your biggest investment, which is why you protect it with a Pasadena, CA homeowners insurance policy. While your home insurance will provide coverage for many incidents, it will not provide protection for every disaster that you encounter. Consider these common Pasadena, CA homeowners insurance exclusions to ensure you are not left paying for damages on your own. Water damage Water damage can be caused by a backed up sewer system or an […]

13 January 2016 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Considering A Tiny Home? Make Sure You Have The Right Coverage

Before building a tiny home, make sure you know what it will mean for your home insurance coverage. The trend of tiny homes has been growing in the past few years. As the cost of a single-family home continues to rise, many people are looking to downsize their housing expense and square footage. Before you take on your own tiny home, it is important to consider what your new, humbler way of living will mean for your insurance. Use these tips for insuring tiny homes to ensure your roof, no matter […]

2 December 2015 Massive Insurance and Financial Services, LLC. Category: Uncategorized

Baby Boomers Home Upgrades Need Updated Insurance

Home upgrades bring the necessity to update Pasadena, CA home insurance. The baby boomers are experiencing physical changes and hindrances associated with aging, such as loss of balance and aching joints. Some of these changes may require modification to the home like filling in a sunken living room to eliminate the steps down, adding a special shower door, or even adding a residential elevator. These changes may, or may not, alter the valuable of the home itself. Renovation Impact As home insurance should cover the total cost of rebuilding the […]

9 October 2015 Massive Insurance and Financial Services, LLC. Category: Uncategorized

What Is Your Homeowners Insurance Policy Missing?

Before the event of an incident, know your coverage and protection in your homeowners insurance policy. In the event of damage or loss, many people are surprised to find that certain items are excluded from coverage when filing a claim with their insurance. Ask your insurance agent if these (if any) are included in your homeowners insurance policy, and acquire the coverage if they are not. Business Activities: Typically, home insurance covers only minor losses such as damage or theft of home office equipment. Purchasing separate business insurance is the best […]

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