coverage Archives - Home & Auto Insurance Pasadena CA

25 August 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Life Insurance

3 (Bad) Reasons People Don’t Purchase Life Insurance in Pasadena, CA

Mortality and death are not the most cheerful of topics, but the need for life insurance in Pasadena, CA should be something that you need to talk about with your spouse. Life insurance in Pasadena, CA is something that most of us agree on where we make sure our families are financially secure should the worst happen to us, but don’t actually buy. A staggering 30 percent of all Americans don’t have any kind of life insurance policy, and only 26 percent of people had a group insurance policy (usually offered […]

13 June 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Auto Insurance

How Can I Get Discounts on My Car Insurance in Pasadena, CA?

Car insurance in Pasadena can be expensive and a rather annoying thing to pay every month—don’t you wish there was a way to cut your premium without cutting coverage? Car insurance companies use statistics to predict a driver’s likelihood of getting into an accident. They use your driving record and plug your discrepancies into an equation; what comes out of that equation is what they use to set your premium rates. Needless to say, it pays to be a good driver. There are actually some things you can do to […]

18 April 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

Business Interruption Coverage 101: The Basics

Business interruption coverage could mean the difference between staying afloat, or sinking. Consider the following scenario: the business next door that specializes in fire extinguishers catches fire, and the fire reaches into your own business. Firefighters manage to put the blaze out before it causes any serious damage to your building, but it’s clear that you won’t be able to utilize this space for a number of months. In addition, your merchandise and equipment has been damaged! Setting aside the irony of your neighbor’s situation, how will you replace your earnings […]

13 April 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

How Much Life Insurance Do You Need?

Having a life insurance policy is great to have peace of mind over your loved ones should your passing come at an untimely moment. If you have dependents (people that depend on you for their survival), buying enough life insurance is pivotal to their well-being. It will replace the income that you would have gotten, and their way of life will remain the same. Your family may also need some extra money to make changes after you pass; they may wish to relocate, or your spouse may need to go back to […]

11 April 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

What to Expect When You Get a Speeding Ticket

How will a speeding ticket affect your car insurance premium? You look into your rearview mirror and see the flashing red and blue lights tailing you. After you pull over, and realize the officer is going to have none of your silly business, you’re handed a speeding ticket. One of your initial thoughts may be, “By how much is this going to affect my car insurance?” Well, the answer is not that simple: it may increase by 3 percent, 10 percent, something higher, or by nothing at all. Here you […]

6 April 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

A Homeowners Guide to Home Insurance: Q&A

You have questions regarding homeowners insurance, and we have the answers! Insurance. When you read that word, are you overtaken by fear and uncertainty? Don’t worry. You’re not alone. It may not be the most thrilling subject in the world, but it’s essential to the know the ins and outs of your insurance policy, or if you have yet to buy one, to know what you’re getting yourself into. Virtually all mortgage lenders require you to have a homeowners insurance before they hand over the money to protect their investment. […]

4 April 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

How To: Save on Auto Insurance

Take the wheel when it comes to lowering your auto insurance premiums. The cost of car insurance premiums can vary by hundreds of dollars, depending on the model, make, and who insures it. It’s up to you on whether you want to pay less or more on your premium, but it doesn’t come without some work on your part. Here are 3 ways with which you can save more money on your auto insurance policy. Higher Deductibles A deductible is the amount that you have to pay out-of-pocket before your insurance […]

21 March 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

Improve the Sound in Your Car Without Breaking the Bank

Quality sound with the touch of a button. Whether you’re on a road trip or just on your daily commute, listening to music or a podcast or an audio book, can definitely make the ride more pleasurable. Thanks to technology, you can create quality sound without having to break the bank! Here are some nifty tips on how you can achieve the sound you’ve always wanted. Dampen Your Doors You’ve heard it before: when the bass drops, your doors decide to get in the dancing and begin vibrating like nobody’s […]

14 March 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

3 Inventions That Contributed to the Modern Car

Inventions that made the modern car we know and love. Cars are fascinating pieces of technology that many Americans take for granted. Apart from getting us to where we want, they also, let us see in bad weather, save us in crashes, and warm our hineys. How did the modern car come to be, and what inventions were implemented to be used in the cars we all know and love today? Here are only 3 inventions that made the modern car. Gasoline Oil refineries have been making gas since the […]

10 March 2016 Massive Insurance and Financial Services, LLC. 0 Comments Category: Uncategorized

3 Things You May Not Have Known About Car Insurance

When it comes to car insurance it’s always best to be prepared for any curve balls that come your way. Not being prepared when it comes to important facets of your life can end up costing you big time. If Forest Gump had not trained to become the best ping-pong player in the world, he never would have gotten his Nike endorsement. You most likely won’t get that Nike endorsement from preparing and researching about car insurance, but it could end up saving you money (so, really what’s the difference?). […]

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