Many of us have been in a situation where we’ve returned to our vehicles to find that someone has hit it and then driven off. It can often induce panic, but there is a way to handle this situation correctly. These types of accidents are more common than you think, and they aren’t too complicated to deal with. Here is how to handle parked car accidents.
What to Do When Your Parked Car Gets Hit
Collect information – If you see the accident take place, you can calmly ask the driver for their information such as name, contact details, insurance company information, and their explanation of the accident. If you don’t see the accident happen but the driver left a note, contact them to confirm you have all the above information.
Seek out witnesses – Perhaps other drivers or shoppers managed to witness the incident. If there are witnesses, write down what they saw, document the details, and get their names and contact information.
Call the police – Even if no one is injured, you should call the police to file a report. The police can also be helpful in determining what happened as well as locating any security camera that might have captured the incident.
Contact your insurer – Once you’ve completed these steps, it’s time to contact your insurance company. While the driver at fault should cover the cost of damages, your own insurance policy may be able to step in to help. Your agent will walk you through the process and let you know what to expect.
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