Insurance Protection for Your Jewelry
A shiny piece of jewelry can complete any outfit. It can also be an expensive problem if the piece is damaged or lost. While your renters or homeowners insurance policy will provide some coverage for any jewelry that is lost or damaged, it may not provide enough, especially if you have any expensive pieces. Luckily, there are other insurance options that are available to provide protection for all of your jewelry.
Homeowners and renters insurance policies will provide some coverage for your personal belongings, but they have limits on the dollar amount that they will cover, which can be an issue if you have very valuable items. The best way to protect all of your jewelry is to invest in a specific jewelry insurance policy. A jewelry insurance policy can be built to provide enough protection for all of your jewelry, no matter how valuable your collection is. The policy will provide protection if your jewelry is lost or damaged, as well as providing “mysterious disappearance” coverage.
Another option to protect your jewelry is to add a rider or endorsement to your existing homeowners or renter’s insurance policy. The rider will provide extra protection that goes beyond the coverage that is provided by basic renters or home insurance policies. Make sure to talk with your insurance agency to ensure that you invest in the right amount of coverage for all of your jewelry.
For all of your renters and homeowners insurance needs and to ensure that all of your valuables are protected from any unfortunate situation, contact the insurance professionals at Massive Insurance in Pasadena, California. As an independent insurance agency, we will work with you to ensure that you have the right amount of coverage, all at the right price to fit your budget.