Living in California means spending a lot of time in your car. The more time you spend in your car, the more likely you are to be involved in a car accident. While being involved in a single car accident is bad, being involved in a multi-car accident can cause even more problems. If you are ever involved in a multi-car accident, keep these special rules in mind.
- Never admit fault while you are on the crash scene. If you are injured, no matter how serious the injuries, get medical attention as soon as possible. Both of these situations can greatly impact the insurance claim later on.
- There are two ways which the fault of a multi-car accident, either comparative negligence or contributory negligence. In contributory negligence, anyone who is injured during the accident can receive monetary compensation only if they did not contribute to the entire accident in any way. In comparative negligence, the number of parties involved in the accident is taken into consideration when determining liability. Any injured parties can still receive monetary compensation in proportion to how much they are considered to have caused the accident.
- No matter which way the liability of the multi-car accident is figured, it tends to be very difficult to receive any monetary compensation when you are involved in a multi-car accident. Make sure to contact your insurance agent as soon as possible after a car accident since they will be able to let you know if you will be able to receive any type of compensation.
Most importantly, make sure that you have the right auto insurance policy to protect you and your family in case of any accident while on the road. For all of your auto insurance coverage needs throughout California, contact the insurance professionals at Massive Insurance in Pasadena, California.