Before building a tiny home, make sure you know what it will mean for your home insurance coverage.
The trend of tiny homes has been growing in the past few years. As the cost of a single-family home continues to rise, many people are looking to downsize their housing expense and square footage. Before you take on your own tiny home, it is important to consider what your new, humbler way of living will mean for your insurance.
Use these tips for insuring tiny homes to ensure your roof, no matter how small, has the right amount of coverage.
- Even though there is less square footage and the number of personal belongings that you have has dramatically decreased, insuring your tiny home is completely different than insuring a typical house. Make sure you talk with an insurance agent who specializes in tiny home insurance to get the coverage you deserve.
- Whenever you are towing your house, make sure that you have the right protection for the trip. Keep in mind that your auto insurance policy will most likely not provide any coverage for your home while you are in route.
- All the work that is done on your tiny home should be completed by a licensed professional. You will most likely need some of the same inspections as a typical house would before you can get an insurance policy, so make sure the work is done right.
- Keep your insurance agent up to date if you are planning on moving your tiny home to a new location. Being able to move wherever you want is a perk of tiny living, but it can also come with a new insurance policy.
No matter what size your home is, you want to make sure that you have the right amount of homeowners insurance coverage. Contact the insurance professionals at Massive Insurance in Pasadena, California for all of your home insurance needs.