Car insurance in Pasadena can be expensive and a rather annoying thing to pay every month—don’t you wish there was a way to cut your premium without cutting coverage?
Car insurance companies use statistics to predict a driver’s likelihood of getting into an accident. They use your driving record and plug your discrepancies into an equation; what comes out of that equation is what they use to set your premium rates. Needless to say, it pays to be a good driver. There are actually some things you can do to land yourself some nice discounts and cut your premium. Here is what you can do to get discounts on your car insurance in Pasadena, CA.
- Drive Fewer Miles
The less time you spend on the road the less likely you are to be involved in an accident—it doesn’t take a statistician to connect those dots together. If you drive fewer than 7,500 miles in a year you may able to qualify for a discount. You can carpool or ride your bike to work or to the grocery store to cut your mileage significantly. You may not think it’ll have that much of an impact, but when you start adding every trip you take a month the results can be surprising.
- Defensive Driving Course
Some states require insurance providers to offer discounts to drivers who take defensive driving courses. Whether it’s legally mandated or not, car insurance companies like to see that you are doing your best to reduce your chances of being involved in a car crash and reward it by giving you a discount! Sometimes the discount can be for as much as 15 percent! Check the laws in your state and speak with your insurer to see what discounts are available.
- Enroll in Traffic School
Getting a speeding ticket isn’t something you should strive for–unless your name is Vin Diesel. If you do get a ticket, though, you can always attend DMV-licensed traffic school. Upon completion, your ticket will be dismissed and your insurance company might be none the wiser (meaning, they won’t be notified—depending on your infraction). You cannot attend traffic school more than twice in an 18-month period.
Discounts are available for those who are willing to look. If you have any questions regarding car insurance in Pasadena, CA and how you can cut your premiums, contact Massive Insurance. Our team is dedicated to getting you the best coverage at the best price.