Just as you would never drive in your personal automobile without proper auto insurance coverage, you should never let a company vehicle get on the road without proper commercial auto insurance coverage. While the commercial coverage is a little more complex than personal coverage, the importance to your business outweighs any potential confusion you get when selecting a policy.
Why Get Coverage?
Proper coverage for all company vehicles and employee drivers gives you peace of mind as a business owner. It means no worries about liability issues if an automobile accident happens.
Selecting An Insurance Carrier
When selecting a policy, carefully evaluating the various carriers in addition to the price of the policies is a good idea. Some things to consider include:
- average claims processing time
- policy term length
- flexible payment options
- 24/7 claim service availability
Coverage Amount and Cost
Commercial auto policy standard coverage amounts vary by state, but usually cover damages and injuries to the driver, vehicle and any third-parties or other property. Policy rates also vary based on employee driving history, business credit history and prior insurance history.
For more information about commercial auto insurance in Pasadena and the surrounding Southern California area, contact Massive Insurance today.