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23 January 2020 0 Comments Category: Article Archives, Life Insurance

What Freelancers Should Know About Getting Life Insurance

How freelancers can secure the right life insurance coverage.   There are many benefits to going freelance. Not only can you be in control of your work, but get to create a flexible schedule that works for you. Freelancing is especially great if you have a parent or child that relies on you to be there. But what happens if you’re not there to take care of your loved ones? If you were to suddenly pass, how would your loved ones cope? You may not have an employer-sponsored life insurance […]
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claims written on wooden blocks

9 January 2020 0 Comments Category: Article Archives, Home Insurance

Which Claims Make Home Insurance Rates Increase the Most?

Are there home insurance claims that increase rates more than others?   Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims put your premium at risk of increase, read on.   Fire claim: Average Price Increase: $273 Average % Increase: 20%   Liability claim: Average Price Increase: $260 […]
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cars parked in lot

12 December 2019 0 Comments Category: Article Archives, Auto Insurance

Considerations to Note Before Buying a Used Vehicle

What to consider before buying a used vehicle. Are you in the market for a used vehicle? Perhaps you’re going to take advantage of the holiday sales and find yourself a new-to-you ride. But before you start shopping for used cars, take a look at these considerations. When you’re better prepared, you stand a better chance of securing the right vehicle. Budget Before you start looking for vehicles, first work out what you can and can’t afford. Whether you want to buy it outright or take out a loan, you […]
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a holiday event with people toasting

5 December 2019 0 Comments Category: Article Archives, Business Insurance, Home Insurance

Hosting a Holiday Party? Have You Reviewed Your Insurance?

Review your insurance before the holiday parties begin.   With Thanksgiving in our rear view mirror, we enter the season of holiday parties. If you are planning to host parties at your home or business this festive season, it’s time to think about reviewing your insurance policies. Many homeowners and business owners forget to check their insurance around this time of year, but you’ll be thankful that you did should anything happen on the night. Insurance Whether you’re a homeowner inviting guests over or a business owner hosting the party […]
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someone driving a car

21 November 2019 0 Comments Category: Article Archives, Auto Insurance

What Does Non-Owner Car Insurance Cover?

What you should know about the basics of non-owner car insurance.   Did you know that even if you don’t own a car, you may still need auto insurance? That’s right, non-owner car insurance is for these exact situations where individuals drive vehicles that they don’t own. Whether you’re renting or borrowing a car, a non-owners insurance policy would pay for injuries and damage in the case of an accident. What does non-owner car insurance cover? A non-owner car insurance policy only provides minimum coverage. Typically, these policies include bodily […]
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a life insurance agent in a suit

14 November 2019 0 Comments Category: Article Archives, Life Insurance

What Your Life Insurance Agent May Not Tell You

Keep these life insurance facts in mind. When buying life insurance through an agent, he or she should inform you about the products suited for you. However, some agents may mislead you into buying the wrong product for your needs. Keep in mind these few things that life insurance agents may not always tell you upfront. Not everyone needs life insurance. Just because you have an income doesn’t mean you need to buy life insurance. Life insurance is beneficial for those who have mortgages, kids, a spouse, dependents, and debt. […]
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halloween pumpkins lit up

24 October 2019 0 Comments Category: Article Archives, Home Insurance

Is Your Home Ready for Halloween? Prepare with These Tips

Avoid tricks this Halloween by preparing your home beforehand.  Halloween is almost here, and if you’re anything like us, you’ll want to start getting ready as soon as possible. While you may think that this means planning costumes and getting the candy ready, it’s also important to remember to prepare your home. Whether you’re hosting a costume party or waiting for trick-or-treaters to come knocking, take a look at these Halloween safety tips. Decorating your yard before Halloween Be aware of tripping hazards. Avoid placing any decorations in the middle […]
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life insurance policy folder

10 October 2019 0 Comments Category: Article Archives, Life Insurance

What to Look for in a Life Insurance Policy

Life insurance policy considerations. If you’re an adult with a house, a spouse, kids, and other financial liabilities, hopefully, you have life insurance already. If not, it’s important that you start looking for coverage. Life insurance protects your family when you’re no longer able to do so, and is a truly selfless policy. Although some coverage is better than nothing, it’s better for your family to ensure that you secure a reliable policy that addresses your needs. Here are a few things to consider when looking for a policy. Affordability […]
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two young men in a coffee shop

19 September 2019 0 Comments Category: Article Archives, Life Insurance

Why People Put Off Buying Life Insurance (and Why They Shouldn’t!)

Common reasons why people avoid purchasing life insurance. Many people put off purchasing life insurance for a variety of different reasons. The excuses that come up are usually the same. Today, we’re going to look at a few reasons why people put off buying life insurance and why they shouldn’t! People don’t fully understand the importance of life insurance. This is the most common reasons. It has nothing to do with cost, health or the family situation. A majority of people simply don’t understand the benefits of acquiring life insurance. […]
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3 Strategies to Deal with Stress at Work

12 September 2019 0 Comments Category: Article Archives, Business Insurance

3 Strategies to Deal with Stress at Work

Tackle stress in the workplace with these tips. Everyone who has ever held a job has, at some point, felt the pressure work-related stress. While a little stress on the job often gives us the push we need to get things done quickly, a lot of pressure can be harmful to our physical and mental health. When work stress becomes chronic, it can be overwhelming. Here are some strategies to tackle it. De-Stress Your Body In modern life, we spend far more time engaging our body’s stress responses than we […]
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