BLOG

business paperwork

20 February 2020 0 Comments Category: Article Archives, Business Insurance

How to Prepare for an OSHA Inspection

Always Be Ready for an OSHA Inspection   Every business owner will know that preparing for an OSHA inspection begins long before inspectors arrive at the door. Complying with OSHA standards demands long-term commitment and adherence to important safety rules. Businesses must strive to promote a culture of safety and wellness, provide training, and motivate the entire team to safeguard their workplace.   What does OSHA usually inspect? OSHA tends to inspect businesses with the highest risk of imminent danger that could cause serious physical harm or death. Their priorities […]
READ MORE
stuck in traffic

6 February 2020 0 Comments Category: Article Archives

5 Ways to Improve Your Daily Car Commute

Commuter Tips to Help You Enjoy the Drive to Work   We get it, the daily commute can be a drag. Being stuck bumper to bumper in rush hour traffic is no one’s idea of fun, but it’s the price we pay to get to and from work. However, this commuting time doesn’t have to be wasted time. Whether you use it productively or just use it for a little solace, there are some great ways to improve your car commute and make it safer.   Get up earlier – […]
READ MORE
a laptop on a desk at home

23 January 2020 0 Comments Category: Article Archives, Life Insurance

What Freelancers Should Know About Getting Life Insurance

How freelancers can secure the right life insurance coverage.   There are many benefits to going freelance. Not only can you be in control of your work, but get to create a flexible schedule that works for you. Freelancing is especially great if you have a parent or child that relies on you to be there. But what happens if you’re not there to take care of your loved ones? If you were to suddenly pass, how would your loved ones cope? You may not have an employer-sponsored life insurance […]
READ MORE
claims written on wooden blocks

9 January 2020 0 Comments Category: Article Archives, Home Insurance

Which Claims Make Home Insurance Rates Increase the Most?

Are there home insurance claims that increase rates more than others?   Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims put your premium at risk of increase, read on.   Fire claim: Average Price Increase: $273 Average % Increase: 20%   Liability claim: Average Price Increase: $260 […]
READ MORE
cars parked in lot

12 December 2019 0 Comments Category: Article Archives, Auto Insurance

Considerations to Note Before Buying a Used Vehicle

What to consider before buying a used vehicle. Are you in the market for a used vehicle? Perhaps you’re going to take advantage of the holiday sales and find yourself a new-to-you ride. But before you start shopping for used cars, take a look at these considerations. When you’re better prepared, you stand a better chance of securing the right vehicle. Budget Before you start looking for vehicles, first work out what you can and can’t afford. Whether you want to buy it outright or take out a loan, you […]
READ MORE
a holiday event with people toasting

5 December 2019 0 Comments Category: Article Archives, Business Insurance, Home Insurance

Hosting a Holiday Party? Have You Reviewed Your Insurance?

Review your insurance before the holiday parties begin.   With Thanksgiving in our rear view mirror, we enter the season of holiday parties. If you are planning to host parties at your home or business this festive season, it’s time to think about reviewing your insurance policies. Many homeowners and business owners forget to check their insurance around this time of year, but you’ll be thankful that you did should anything happen on the night. Insurance Whether you’re a homeowner inviting guests over or a business owner hosting the party […]
READ MORE
someone driving a car

21 November 2019 0 Comments Category: Article Archives, Auto Insurance

What Does Non-Owner Car Insurance Cover?

What you should know about the basics of non-owner car insurance.   Did you know that even if you don’t own a car, you may still need auto insurance? That’s right, non-owner car insurance is for these exact situations where individuals drive vehicles that they don’t own. Whether you’re renting or borrowing a car, a non-owners insurance policy would pay for injuries and damage in the case of an accident. What does non-owner car insurance cover? A non-owner car insurance policy only provides minimum coverage. Typically, these policies include bodily […]
READ MORE
a life insurance agent in a suit

14 November 2019 0 Comments Category: Article Archives, Life Insurance

What Your Life Insurance Agent May Not Tell You

Keep these life insurance facts in mind. When buying life insurance through an agent, he or she should inform you about the products suited for you. However, some agents may mislead you into buying the wrong product for your needs. Keep in mind these few things that life insurance agents may not always tell you upfront. Not everyone needs life insurance. Just because you have an income doesn’t mean you need to buy life insurance. Life insurance is beneficial for those who have mortgages, kids, a spouse, dependents, and debt. […]
READ MORE
halloween pumpkins lit up

24 October 2019 0 Comments Category: Article Archives, Home Insurance

Is Your Home Ready for Halloween? Prepare with These Tips

Avoid tricks this Halloween by preparing your home beforehand.  Halloween is almost here, and if you’re anything like us, you’ll want to start getting ready as soon as possible. While you may think that this means planning costumes and getting the candy ready, it’s also important to remember to prepare your home. Whether you’re hosting a costume party or waiting for trick-or-treaters to come knocking, take a look at these Halloween safety tips. Decorating your yard before Halloween Be aware of tripping hazards. Avoid placing any decorations in the middle […]
READ MORE
life insurance policy folder

10 October 2019 0 Comments Category: Article Archives, Life Insurance

What to Look for in a Life Insurance Policy

Life insurance policy considerations. If you’re an adult with a house, a spouse, kids, and other financial liabilities, hopefully, you have life insurance already. If not, it’s important that you start looking for coverage. Life insurance protects your family when you’re no longer able to do so, and is a truly selfless policy. Although some coverage is better than nothing, it’s better for your family to ensure that you secure a reliable policy that addresses your needs. Here are a few things to consider when looking for a policy. Affordability […]
READ MORE