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Small Business Owners Should Know These Insurance Types

25 April 2016 Category: Uncategorized

Small Business Owners Should Know These Insurance Types

Do you have the proper coverage that your business needs? When you own a business, you have quite a lot to protect, and the right small business insurance coverage can be important for the continued success of your business. Even before you cut the ribbon to open the doors to your business, there are many risks which pose a threat and can potentially force you to shut the doors for good. Luckily, there are some coverage options when it comes to protecting your business. Here are three must-have insurance policies […]
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Business Interruption Coverage 101: The Basics

18 April 2016 Category: Uncategorized

Business Interruption Coverage 101: The Basics

Business interruption coverage could mean the difference between staying afloat, or sinking. Consider the following scenario: the business next door that specializes in fire extinguishers catches fire, and the fire reaches into your own business. Firefighters manage to put the blaze out before it causes any serious damage to your building, but it’s clear that you won’t be able to utilize this space for a number of months. In addition, your merchandise and equipment has been damaged! Setting aside the irony of your neighbor’s situation, how will you replace your earnings […]
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How Much Life Insurance Do You Need?

13 April 2016 Category: Uncategorized

How Much Life Insurance Do You Need?

Having a life insurance policy is great to have peace of mind over your loved ones should your passing come at an untimely moment. If you have dependents (people that depend on you for their survival), buying enough life insurance is pivotal to their well-being. It will replace the income that you would have gotten, and their way of life will remain the same. Your family may also need some extra money to make changes after you pass; they may wish to relocate, or your spouse may need to go back to […]
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What to Expect When You Get a Speeding Ticket

11 April 2016 Category: Uncategorized

What to Expect When You Get a Speeding Ticket

How will a speeding ticket affect your car insurance premium? You look into your rearview mirror and see the flashing red and blue lights tailing you. After you pull over, and realize the officer is going to have none of your silly business, you’re handed a speeding ticket. One of your initial thoughts may be, “By how much is this going to affect my car insurance?” Well, the answer is not that simple: it may increase by 3 percent, 10 percent, something higher, or by nothing at all. Here you […]
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A Homeowners Guide to Home Insurance: Q&A

6 April 2016 Category: Uncategorized

A Homeowners Guide to Home Insurance: Q&A

You have questions regarding homeowners insurance, and we have the answers! Insurance. When you read that word, are you overtaken by fear and uncertainty? Don’t worry. You’re not alone. It may not be the most thrilling subject in the world, but it’s essential to the know the ins and outs of your insurance policy, or if you have yet to buy one, to know what you’re getting yourself into. Virtually all mortgage lenders require you to have a homeowners insurance before they hand over the money to protect their investment. […]
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4 April 2016 Category: Uncategorized

How To: Save on Auto Insurance

Take the wheel when it comes to lowering your auto insurance premiums. The cost of car insurance premiums can vary by hundreds of dollars, depending on the model, make, and who insures it. It’s up to you on whether you want to pay less or more on your premium, but it doesn’t come without some work on your part. Here are 3 ways with which you can save more money on your auto insurance policy. Higher Deductibles A deductible is the amount that you have to pay out-of-pocket before your insurance […]
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